Census Tract · Ranked #37,643 of 84,120 nationally

Latham Eviction Risk: Moderate

Tract 36001013509 · Albany County, NY · pop 3,411 · 43% of tract blocks fall in Latham

Tract 36001013509 covers Latham in New York. Home to 3,411 residents, it scores 5.3/10 on landlord eviction risk. That is riskier than roughly 49% of the 84,120 US census tracts we score.

37% of renter households here spend at least 30% of income on rent, a high level, and 18% are severely burdened at 50% or more. Average gross rent is $1,008 monthly, set against $90,900 in average yearly household income, roughly 13% of income at the averages. Renters make up 24% of occupied homes.

Risk score

4.2

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 9% Stable renters 15% Owners 76%

Tract context

Occupied units1,278

Renter share23.9%

SVI overall0.23

Poverty rate8.3%

Median income$90,900

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Latham and the region

Centroid at 42.7439, -73.7277 · click any tract to drill in

Why Latham scores 4.2

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Latham

5.8

Regional political climate

2024 county presidential margin

6.6

State political climate

New York legislature & governorship

7.3

Economic stress

8.3% poverty · this tract

2.1

Supply constraint

$1,008 rent vs county FMR

1.8

Rent control risk

Inherited from Latham

3.5

Eviction process difficulty

State law sets the calendar

6.5

Tenant organizing strength

Inherited from Latham

7.6

Housing court bias

Inherited from Latham

4.0

How Latham compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 23

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

5%Socioeconomic
47%Household composition
36%Racial/ethnic minority
51%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
1%Grade C
1%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

8.1%Housing insecurity
4.9%Utility-shutoff threat
8.6%Food insecurity
6.7%SNAP enrollment
5.2%Transit barriers
3.8%No health insurance
13.5%Frequent mental distress
22.2%Any disability

Analysis

What drives eviction risk in Latham

The score leans hardest on tenant organizing strength at 7.6/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Latham, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Albany County average of 6.0 and below the New York statewide average of 6.3. Within its own county it reads on the safer side for landlords.

In CDC survey modeling, about 8.1% of adults here said they could not pay rent or mortgage at some point in the past year, and 4.9% faced a utility shutoff threat, a common early warning before a filing.

The tract is predominantly White and ranks around the 23rd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 36001013509

What is the eviction-risk score for census tract 36001013509?

Census tract 36001013509 in Latham scores 4.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36001013509?

Median gross rent is $1,008/month (ACS 5-year 2023, table B25064). 37% of renter households are cost-burdened.

What is the poverty rate in tract 36001013509?

8.3% of residents in tract 36001013509 live below the federal poverty line (ACS B17001, 2023). Population: 3,411.

How socially vulnerable is tract 36001013509?

CDC Social Vulnerability Index ranks this tract in the 23th percentile nationally. Sub-themes: socioeconomic 5th, household 47th, minority 36th, housing 51th.

What share of households in tract 36001013509 struggle to pay rent?

About 8.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.9% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36001013509 compare to Latham overall?

Tract 36001013509 scores 4.2/10, lower than the parent city of Latham at 7.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Latham; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36001013509 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 1% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Latham

Top eight tracts in Latham ranked by composite eviction-risk score.