Latham Eviction Risk: Moderate

The voucher gap is 43.8%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. The dominant input is supply constraint at 9.4/10. 29% of renter households cross the 30%-of-income line, markedly below the Albany County average of 42.1%.

It sits 2.1 points below the Albany County average of 6.9. On the softer side, economic stress reads 1.3/10. 14% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

On the high side, tenant-organizing strength reads 7.6/10. Food insecurity runs 9.5% against 17.8% nationally.

Adults with no health insurance runs 4.2% against 11.3% nationally. On the national scale it lands near the 58th percentile of the 84,120 tracts scored.

Social vulnerability reads 4/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the NY average is 7.7, so this tract runs 2.9 points cooler.

Of its three components the socioeconomic standing measure is the least pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.