Otis Eviction Risk: High , Rochester

Food insecurity runs 42.5% against 17.8% nationally. It sits 2.3 points above the Monroe County average of 7.2.

24% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The main counterweight is supply constraint at 1.7/10. 68% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

The poverty rate is 29%, which in this model reads as reduced rent-recovery odds after a judgment. Inability to pay a utility bill runs 23.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Sitting well above the midpoint, local political climate reads 7.5/10.

Running hot, eviction-process difficulty reads 7.5/10. Average gross rent is $961, 11% below the Rochester average.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #2,657 of 84,120 for landlord eviction difficulty. On the CDC Social Vulnerability Index the tract reads 9.6/10, which tracks how hard a shock lands on the households already here.

Statewide the NY average is 7.7, so this tract runs 1.8 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.