Neighborhood · Ranked #19,562 of 84,120 nationally

North Albany Eviction Risk: Moderate , Rensselaer

Tract 36083051602 · Rensselaer County, NY · pop 3,849 · neighborhood within 1.5 mi

In the North Albany area of Rensselaer, census tract 36083051602 scores 5.7/10 for eviction risk. On the national scale it ranks #30,290 of 84,120 for landlord eviction difficulty.

32% of renter households here spend at least 30% of income on rent, a high level, and 8% are severely burdened at 50% or more. The typical renter pays about $1,684 a month while the average household earns $105,286 a year, roughly 19% of income at the averages. About 40% of occupied units are renter-occupied.

Risk score

5.4

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 13% Stable renters 27% Owners 60%

Tract context

Occupied units1,784

Renter share39.6%

SVI overall0.19

Poverty rate9.1%

Median income$105,286

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Rensselaer and the region

Centroid at 42.6612, -73.7158 · click any tract to drill in

Why North Albany scores 5.4

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Rensselaer

5.8

Regional political climate

2024 county presidential margin

5.3

State political climate

New York legislature & governorship

7.3

Economic stress

9.1% poverty · this tract

2.3

Supply constraint

$1,684 rent vs county FMR

6.3

Rent control risk

Inherited from Rensselaer

4.5

Eviction process difficulty

State law sets the calendar

7.2

Tenant organizing strength

Inherited from Rensselaer

9.4

Housing court bias

Inherited from Rensselaer

6.2

How North Albany compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 19

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

18%Socioeconomic
15%Household composition
36%Racial/ethnic minority
40%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
28%Grade B
11%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

10.2%Housing insecurity
5.8%Utility-shutoff threat
11.0%Food insecurity
8.8%SNAP enrollment
6.3%Transit barriers
5.5%No health insurance
15.7%Frequent mental distress
25.6%Any disability

Analysis

What drives eviction risk in North Albany

What moves this score most is tenant organizing strength at 9.4/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Rensselaer, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Rensselaer County average of 5.8 and below the New York statewide average of 6.3. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 19th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 36083051602

What is the eviction-risk score for census tract 36083051602?

Census tract 36083051602 in the North Albany neighborhood scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36083051602?

Median gross rent is $1,684/month (ACS 5-year 2023, table B25064). 32% of renter households are cost-burdened.

What is the poverty rate in tract 36083051602?

9.1% of residents in tract 36083051602 live below the federal poverty line (ACS B17001, 2023). Population: 3,849.

How socially vulnerable is tract 36083051602?

CDC Social Vulnerability Index ranks this tract in the 19th percentile nationally. Sub-themes: socioeconomic 18th, household 15th, minority 36th, housing 40th.

Is tract 36083051602 considered part of North Albany?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36083051602 fall within North Albany (neighborhood centroid within 1.5 miles, OSM data).

What share of households in tract 36083051602 struggle to pay rent?

About 10.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.8% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36083051602 compare to Rensselaer overall?

Tract 36083051602 scores 5.4/10, lower than the parent city of Rensselaer at 8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Rensselaer; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36083051602 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Rensselaer

Top eight tracts in Rensselaer ranked by composite eviction-risk score.