Bellevue Eviction Risk: Moderate , Rotterdam

The clearest offset is economic stress at 1/10. Cost burden runs 41% here against 48.2% across Schenectady County. Against the Schenectady County average of 6.6, this tract reads safer for landlords by 1.3 points.

On the high side, state political climate reads 7.3/10. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

That is riskier than roughly 67% of the 84,120 US census tracts in this model. At 20% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

CDC social-vulnerability scoring puts the tract at 2.5/10. Statewide the NY average is 7.7, so this tract runs 2.4 points cooler.

Of its three components the household composition measure is the least pressured. Poverty sits at 3%, low enough that arrears here usually signal a specific shock rather than a structural income gap. Average gross rent is $1,250, close to the Rotterdam average.

Annual rent works out to 21% of average household income of $71,925.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.