Neighborhood · Ranked #3,529 of 84,120 nationally

Vale Eviction Risk: High , Schenectady

Tract 36093020800 · Schenectady County, NY · pop 3,609 · neighborhood within 0.3 mi

36093020800 is a census tract in the Vale area of Schenectady, NY. It scores 9.2/10 for landlords. Population here is 3,609. 45% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Risk score

9.2

High

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 50% Stable renters 31% Owners 19%

Tract context

Occupied units1,649

Renter share81.3%

SVI overall0.82

Poverty rate20.8%

Median income$38,531

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Schenectady and the region

Centroid at 42.8080, -73.9284 · click any tract to drill in

Why Vale scores 9.2

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Schenectady

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

New York legislature & governorship

7.3

Economic stress

20.8% poverty · this tract

5.2

Supply constraint

$1,252 rent vs county FMR

3.4

Rent control risk

Inherited from Schenectady

7.9

Eviction process difficulty

State law sets the calendar

7.1

Tenant organizing strength

Inherited from Schenectady

9.4

Housing court bias

Inherited from Schenectady

8.2

How Vale compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 82

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

91%Socioeconomic
53%Household composition
73%Racial/ethnic minority
65%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
2%Grade B
52%Grade C
8%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

25.8%Housing insecurity
17.8%Utility-shutoff threat
32.2%Food insecurity
32.8%SNAP enrollment
16.9%Transit barriers
11.0%No health insurance
20.7%Frequent mental distress
35.9%Any disability

Analysis

What drives eviction risk in Vale

Against the Schenectady County average of 6.6, this tract reads riskier for landlords by 2.6 points. What pushes it up most is tenant-organizing strength at 9.4/10. Cost burden runs 62% here against 48.2% across Schenectady County.

Set annual rent against average income of $38,531 and the ratio lands at 39%, above the conventional 30% ceiling. 81% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Running hot, housing-court posture reads 8.2/10. Food insecurity runs 32.2% against 17.8% nationally. On the high side, rent-regulation exposure reads 7.9/10.

The poverty rate is 21%, which in this model reads as reduced rent-recovery odds after a judgment. Inability to pay a utility bill runs 17.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Average gross rent is $1,252, 9% above the Schenectady average.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 36093020800

What is the eviction-risk score for census tract 36093020800?

Census tract 36093020800 in the Vale neighborhood scores 9.2/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36093020800?

Median gross rent is $1,252/month (ACS 5-year 2023, table B25064). 62% of renter households are cost-burdened.

What is the poverty rate in tract 36093020800?

20.8% of residents in tract 36093020800 live below the federal poverty line (ACS B17001, 2023). Population: 3,609.

How socially vulnerable is tract 36093020800?

CDC Social Vulnerability Index ranks this tract in the 82th percentile nationally. Sub-themes: socioeconomic 91th, household 53th, minority 73th, housing 65th.

Is tract 36093020800 considered part of Vale?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36093020800 fall within Vale (neighborhood centroid within 0.3 miles, OSM data).

What share of households in tract 36093020800 struggle to pay rent?

About 25.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 17.8% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36093020800 compare to Schenectady overall?

Tract 36093020800 scores 9.2/10, higher than the parent city of Schenectady at 7.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Schenectady eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36093020800 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 8% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Schenectady

Top eight tracts in Schenectady ranked by composite eviction-risk score.