Neighborhood · Ranked #2,438 of 84,120 nationally

Vale Eviction Risk: Elevated , Schenectady

Tract 36093020800 · Schenectady County, NY · pop 3,609 · neighborhood within 0.3 mi

For landlords sizing up Vale in Schenectady, census tract 36093020800 carries an elevated eviction-risk score of 6.8/10. That is riskier than roughly 91% of the 84,120 US census tracts we score.

About 62% of renters carry a rent burden of 30% of income or higher, a severe level, and 45% are severely burdened at 50% or more. Average gross rent is $1,252 monthly, set against $38,531 in average yearly household income, roughly 39% of income at the averages. About 81% of occupied units are renter-occupied, a renter-majority tract.

Risk score

7.8

Elevated

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 50% Stable renters 31% Owners 19%

Tract context

Occupied units1,649

Renter share81.3%

SVI overall0.82

Poverty rate20.8%

Median income$38,531

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Schenectady and the region

Centroid at 42.8080, -73.9284 · click any tract to drill in

Why Vale scores 7.8

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Schenectady

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

New York legislature & governorship

7.3

Economic stress

20.8% poverty · this tract

5.2

Supply constraint

$1,252 rent vs county FMR

3.4

Rent control risk

Inherited from Schenectady

7.9

Eviction process difficulty

State law sets the calendar

7.1

Tenant organizing strength

Inherited from Schenectady

9.4

Housing court bias

Inherited from Schenectady

8.2

How Vale compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 82

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

91%Socioeconomic
53%Household composition
73%Racial/ethnic minority
65%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
2%Grade B
52%Grade C
8%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

25.8%Housing insecurity
17.8%Utility-shutoff threat
32.2%Food insecurity
32.8%SNAP enrollment
16.9%Transit barriers
11.0%No health insurance
20.7%Frequent mental distress
35.9%Any disability

Analysis

What drives eviction risk in Vale

The score leans hardest on tenant organizing strength at 9.4/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Schenectady eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Schenectady County average of 6.0 and above the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 25.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 17.8% faced a utility shutoff threat, a common early warning before a filing.

The tract is White and Black and ranks around the 82nd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 36093020800

What is the eviction-risk score for census tract 36093020800?

Census tract 36093020800 in the Vale neighborhood scores 7.8/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36093020800?

Median gross rent is $1,252/month (ACS 5-year 2023, table B25064). 62% of renter households are cost-burdened.

What is the poverty rate in tract 36093020800?

20.8% of residents in tract 36093020800 live below the federal poverty line (ACS B17001, 2023). Population: 3,609.

How socially vulnerable is tract 36093020800?

CDC Social Vulnerability Index ranks this tract in the 82th percentile nationally. Sub-themes: socioeconomic 91th, household 53th, minority 73th, housing 65th.

Is tract 36093020800 considered part of Vale?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36093020800 fall within Vale (neighborhood centroid within 0.3 miles, OSM data).

What share of households in tract 36093020800 struggle to pay rent?

About 25.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 17.8% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36093020800 compare to Schenectady overall?

Tract 36093020800 scores 7.8/10, lower than the parent city of Schenectady at 8.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Schenectady eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36093020800 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 8% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Schenectady

Top eight tracts in Schenectady ranked by composite eviction-risk score.