Little Italy Eviction Risk: High , Schenectady

The dominant input is tenant-organizing strength at 9.4/10. Severe burden reaches 28%. Those are renters paying half their income or more, and that is where non-payment filings originate. This is renter territory: 79% of occupied units are tenant-occupied.

Annualized rent equals 32% of average household income of $43,042, past the 30% affordability line, which thins the margin any screening standard has to work with. On the high side, housing-court posture reads 8.2/10. Sitting well above the midpoint, rent-regulation exposure reads 7.9/10.

Cost burden runs 55% here against 48.2% across Schenectady County. SNAP participation runs 26.1% against 15.2% nationally.

The poverty rate is 21%, which in this model reads as reduced rent-recovery odds after a judgment. Inability to pay a utility bill runs 14.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Schenectady. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.