Within parent city
0
th percentile
Very Low
Census Tract · Ranked #61,757 of 84,120 nationally
Harmony Eviction Risk: Lower
Tract 37097060801 · Iredell County, NC · pop 3,349 · 9% of tract blocks fall in Harmony
Tract 37097060801 covers Harmony in Iredell County in North Carolina. Home to 3,349 residents, it scores 3.8/10 on landlord eviction risk. That is riskier than about 9% of US census tracts.
Rent eats 30% or more of income for 2% of renter households, a modest level, and 1% are severely burdened at 50% or more. Average rent runs $850 a month against an average household income of $68,854 a year, roughly 15% of income at the averages. About 23% of occupied units are renter-occupied.
Risk score
2.8
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 0%
Stable renters 22%
Owners 78%
Tract context
Occupied units1,458
Renter share22.5%
SVI overall0.34
Poverty rate9.3%
Median income$68,854
Percentile rank
Higher percentile = riskier than more peers.Within county
49
th percentile
Moderate
Within state
26
th percentile
Low
National
27
th percentile
Low
Geographic context
Risk heat across Harmony and the region
Centroid at 35.9992, -80.7589 · click any tract to drill in
Why Harmony scores 2.8
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Harmony
4.0
Regional political climate
2024 county presidential margin
3.4
State political climate
North Carolina legislature & governorship
2.3
Economic stress
9.3% poverty · this tract
2.3
Supply constraint
$850 rent vs county FMR
1.1
Rent control risk
Inherited from Harmony
2.0
Eviction process difficulty
State law sets the calendar
2.7
Tenant organizing strength
Inherited from Harmony
6.5
Housing court bias
Inherited from Harmony
3.4
How Harmony compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 34
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 34%Socioeconomic
- 31%Household composition
- 25%Racial/ethnic minority
- 49%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 68Total filings over 3 yrs
- 7.25%Avg annual filing rate
- 9.9%Peak (2003)
- 12Filings in 2005 (latest validated)
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 11.2%Housing insecurity
- 7.2%Utility-shutoff threat
- 14.1%Food insecurity
- 10.8%SNAP enrollment
- 7.8%Transit barriers
- 11.3%No health insurance
- 17.2%Frequent mental distress
- 35.4%Any disability
Analysis
What drives eviction risk in Harmony
The heaviest input here is tenant organizing strength at 6.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Harmony, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Iredell County average of 5.1 and below the North Carolina statewide average of 5.3. Within its own county it reads on the safer side for landlords.
In CDC survey modeling, about 11.2% of adults here said they could not pay rent or mortgage at some point in the past year, and 7.2% faced a utility shutoff threat, a common early warning before a filing.
The tract is predominantly White and ranks around the 34th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
For a landlord, this is among the easier places to operate: faster process, lighter tenant-protection overhead, and shorter typical cases.
Frequently asked
About tract 37097060801
Q1
What is the eviction-risk score for census tract 37097060801?
Census tract 37097060801 in Harmony scores 2.8/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 37097060801?
Median gross rent is $850/month (ACS 5-year 2023, table B25064). 2% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 37097060801?
9.3% of residents in tract 37097060801 live below the federal poverty line (ACS B17001, 2023). Population: 3,349.
Q4
How socially vulnerable is tract 37097060801?
CDC Social Vulnerability Index ranks this tract in the 34th percentile nationally. Sub-themes: socioeconomic 34th, household 31th, minority 25th, housing 49th.
Q5
How many evictions are filed each year in tract 37097060801?
Princeton Eviction Lab recorded 68 eviction filings across 3 validated years in tract 37097060801 (2000-2018). The average annual filing rate is 7.25% of renter households, peaking at 9.9% in 2003. Source: Eviction Lab tract-validated 2024 release.
Q6
What share of households in tract 37097060801 struggle to pay rent?
About 11.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 37097060801 compare to Harmony overall?
Tract 37097060801 scores 2.8/10, higher than the parent city of Harmony at 2.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Harmony; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Harmony
Top eight tracts in Harmony ranked by composite eviction-risk score.
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