Neighborhood · Ranked #51,553 of 84,120 nationally

Midtown Eviction Risk: Lower , Charlotte

Tract 37119000302 · Mecklenburg County, NC · pop 1,138 · neighborhood within 0.5 mi

Tract 37119000302 covers the Midtown neighborhood of Charlotte in North Carolina. Home to 1,138 residents, it scores 5.3/10 on landlord eviction risk. It lands near the 49th percentile nationally for landlord eviction risk.

About 34% of renters carry a rent burden of 30% of income or higher, a high level, and 25% are severely burdened at 50% or more. Average rent runs $2,060 a month against an average household income of $78,341 a year, roughly 32% of income at the averages. Renters make up 89% of occupied homes, a renter-majority tract.

Risk score

3.4

Lower

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 31% Stable renters 58% Owners 11%

Tract context

Occupied units909

Renter share88.8%

SVI overall0.60

Poverty rate8.0%

Median income$78,341

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Charlotte and the region

Centroid at 35.2146, -80.8422 · click any tract to drill in

Why Midtown scores 3.4

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Charlotte

6.0

Regional political climate

2024 county presidential margin

6.8

State political climate

North Carolina legislature & governorship

2.3

Economic stress

8.0% poverty · this tract

2.0

Supply constraint

$2,060 rent vs county FMR

6.3

Rent control risk

Inherited from Charlotte

1.5

Eviction process difficulty

State law sets the calendar

3.5

Tenant organizing strength

Inherited from Charlotte

4.5

Housing court bias

Inherited from Charlotte

3.5

How Midtown compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 60

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

63%Socioeconomic
28%Household composition
76%Racial/ethnic minority
60%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

8%Grade A
23%Grade B
3%Grade C
60%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Midtown. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

9.7%Housing insecurity
6.0%Utility-shutoff threat
10.9%Food insecurity
7.2%SNAP enrollment
6.8%Transit barriers
8.7%No health insurance
16.9%Frequent mental distress
22.0%Any disability

Analysis

What drives eviction risk in Midtown

What moves this score most is supply constraint at 6.3/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Charlotte eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Mecklenburg County average of 5.5 and in line with the North Carolina statewide average of 5.3. Within its own county it reads on the safer side for landlords.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 60% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

In CDC survey modeling, about 9.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 6.0% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 37119000302

What is the eviction-risk score for census tract 37119000302?

Census tract 37119000302 in the Midtown neighborhood scores 3.4/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 37119000302?

Median gross rent is $2,060/month (ACS 5-year 2023, table B25064). 34% of renter households are cost-burdened.

What is the poverty rate in tract 37119000302?

8.0% of residents in tract 37119000302 live below the federal poverty line (ACS B17001, 2023). Population: 1,138.

How socially vulnerable is tract 37119000302?

CDC Social Vulnerability Index ranks this tract in the 60th percentile nationally. Sub-themes: socioeconomic 63th, household 28th, minority 76th, housing 60th.

Is tract 37119000302 considered part of Midtown?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 37119000302 fall within Midtown (neighborhood centroid within 0.5 miles, OSM data).

What share of households in tract 37119000302 struggle to pay rent?

About 9.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.0% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 37119000302 compare to Charlotte overall?

Tract 37119000302 scores 3.4/10, right in line with the parent city of Charlotte at 3.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Charlotte eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 37119000302 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 60% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Charlotte

Top eight tracts in Charlotte ranked by composite eviction-risk score.