Terra Cella Manor Eviction Risk: Lower

What pushes the score up most is tenant-organizing strength at 8.9/10. Running cool is economic stress, at 1.2/10.

Severe burden reaches 23%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. On the softer side is eviction-process difficulty, at 1.9/10.

CDC survey data puts housing insecurity at 5.9% of adults, against 14.2% nationally. The filing record is not thin: 8 evictions logged in this tract. SNAP participation is 6.5% of households versus 15.2% nationally.

The worst year on record was 2003, when filings touched 0.8% of renter households. The most recent observed rate, 0.3% in 2018, is well off that peak. Among the 9 mapped neighborhoods of Springfield, it ranks #8 by risk, the lower third.

Rent takes 20% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market. Poverty sits at 5%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

One tract means one number: 3.6/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.