Belvoir Village Eviction Risk: Elevated , Cleveland

81% of renter households cross the 30%-of-income line, well clear of the Cuyahoga County average of 43.0%. Set annual rent against average income of $25,341 and the ratio lands at 45%, above the conventional 30% ceiling. 73% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

What pushes it up most is court filing pressure at 8.2/10. Inability to pay a utility bill runs 24.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The poverty rate is 30%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Housing insecurity runs 28.8% against 14.2% nationally. Running cool, rent-regulation exposure reads 2/10.

It sits 1.4 points above the Cuyahoga County average of 4.6. Well under the midpoint, state political climate reads 2.4/10.

Court records carry 788 eviction filings across 12 observed years. The worst year on record was 2004, when 11.7% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.