Piqua-Caldwell Historic District Eviction Risk: Moderate

28% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. What pushes the score up most is tenant-organizing strength at 7.6/10. Running cool is eviction-process difficulty, at 2.5/10.

The poverty rate is 18%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. Court records for this tract carry 489 eviction filings.

The worst year on record was 2007, when filings touched 7.6% of renter households. Recent filings have not receded much: 4.8% in 2016 against a 7.6% peak. Rent takes 16% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market.

Average gross rent runs $882, close to the Piqua average. 35% of occupied units are renter-occupied.

One tract means one number: 5.4/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.