Richwood Eviction Risk: Moderate

On the softer side, eviction-process difficulty reads 1.9/10. Well under the midpoint, economic stress reads 2.3/10.

It sits 1.1 points above the Union County average of 3.9. Severe burden reaches 11%. Those are renters paying half their income or more, and that is where non-payment filings originate. Court records carry 88 eviction filings across 10 observed years.

The worst year on record was 2009, when 3.6% of renter households were served. In a typical year about 2.4% of renter households face a filing. Nationally it ranks #32,842 of 84,120 for landlord eviction difficulty.

At 15% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. Social vulnerability reads 3.8/10 on the CDC index, a measure of exposure to housing and economic shocks.

Rent consumes only 12% of average household income of $82,535, an unusually wide affordability cushion. Of its three components the housing type and transport measure is the least pressured. Rent takes 30% or more of income for 27% of renters.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.