Chambersburg Eviction Risk: Moderate

72% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Against the Franklin County average of 4.0, this tract reads riskier for landlords by 1.7 points.

Sitting well above the midpoint, court filing pressure reads 8.2/10. 17% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Well under the midpoint, economic stress reads 2.7/10. The filing record is not thin: 367 evictions over 6 years of observation. The worst year on record was 2000, when 10.3% of renter households were served.

In a typical year about 5.9% of renter households face a filing. On the national scale it lands near the 74th percentile of the 84,120 tracts scored.

Social vulnerability reads 8.6/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the PA average is 4.6, so this tract runs 1.1 points hotter.

Of its three components the household composition measure is the most pressured. around a third of renter households spend at least 30% of income on rent. Average gross rent is $1,041, close to the Chambersburg average.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.