Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #22,681 of 84,120 nationally
West Oak Lane Eviction Risk: Moderate
Tract 42091202401 · Montgomery County, PA · pop 3,993 · neighborhood within 0.8 mi
Census tract 42091202401 covers part of the West Oak Lane area of Montgomery County, PA, and scores 5.6/10 on landlord eviction risk. 100% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.
Risk score
5.6
Moderate
Confidence 80% · 1–10 scale
Household mix · 100 hh
Burdened renters 46%
Stable renters 54%
Owners 0%
Tract context
Occupied units1,919
Renter share100.0%
SVI overall0.71
Poverty rate13.0%
Median income$56,825
Percentile rank
Higher percentile = riskier than more peers.Within county
87
th percentile
High
Within state
76
th percentile
High
National
73
th percentile
Elevated
Geographic context
Risk heat across Montgomery County and the region
Centroid at 40.0730, -75.1472 · click any tract to drill in
Why West Oak Lane scores 5.6
9 axes · 1 = landlord-friendlyLocal political climate
State baseline
3.4
Regional political climate
2024 county presidential margin
6.3
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
13.0% poverty · this tract
3.3
Supply constraint
$1,417 rent vs county FMR
2.9
Rent control risk
State baseline
3.4
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
State baseline
4.0
Housing court bias
State baseline
5.0
How West Oak Lane compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 71
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 70%Socioeconomic
- 56%Household composition
- 89%Racial/ethnic minority
- 58%Housing & transportation
Historical context · 1930s redlining
HOLC grade: A: Best
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 96%Grade A
- 3%Grade B
- 0%Grade C
- 1%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 3,052Total filings over 7 yrs
- 27.06%Avg annual filing rate
- 29.4%Peak (2003)
- 434Filings in 2006 (latest validated)
Filings stayed roughly flat over the past 7 months.
Analysis
What drives eviction risk in West Oak Lane
Severe burden reaches 27%. Those are renters paying half their income or more, and that is where non-payment filings originate. What pushes it up most is court filing pressure at 7.7/10. Against the Montgomery County average of 4.3, this tract reads riskier for landlords by 1.3 points.
Running cool, supply constraint reads 2.9/10. Princeton's Eviction Lab logged 3,052 filings here across 7 tracked years. The worst year on record was 2003, when 29.4% of renter households were served.
This ground was mapped A ("Best") on the 1930s HOLC security maps for Philadelphia. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 27.1% of renter households face a filing.
That is riskier than roughly 73% of the 84,120 US census tracts in this model. Social vulnerability reads 7.4/10 on the CDC index, a measure of exposure to housing and economic shocks.
Statewide the PA average is 4.6, so this tract runs 1.0 points hotter. 46% of renter households spend at least 30% of income on rent.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 42091202401
Q1
What is the eviction-risk score for census tract 42091202401?
Census tract 42091202401 in the West Oak Lane neighborhood scores 5.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 42091202401?
Median gross rent is $1,417/month (ACS 5-year 2023, table B25064). 46% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 42091202401?
13.0% of residents in tract 42091202401 live below the federal poverty line (ACS B17001, 2023). Population: 3,993.
Q4
How socially vulnerable is tract 42091202401?
CDC Social Vulnerability Index ranks this tract in the 71th percentile nationally. Sub-themes: socioeconomic 70th, household 56th, minority 89th, housing 58th.
Q5
Is tract 42091202401 considered part of West Oak Lane?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42091202401 fall within West Oak Lane (neighborhood centroid within 0.8 miles, OSM data).
Q6
How many evictions are filed each year in tract 42091202401?
Princeton Eviction Lab recorded 3,052 eviction filings across 7 validated years in tract 42091202401 (2000-2018). The average annual filing rate is 27.06% of renter households, peaking at 29.4% in 2003. Source: Eviction Lab tract-validated 2024 release.
Q7
Was tract 42091202401 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 1% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
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