Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #48,083 of 84,120 nationally
West Oak Lane Eviction Risk: Lower
Tract 42091202401 · Montgomery County, PA · pop 3,993 · neighborhood within 0.8 mi
How risky is West Oak Lane in Montgomery for landlords? Census tract 42091202401 scores 5.5/10, the Moderate tier. On the national scale it ranks #37,164 of 84,120 for landlord eviction difficulty.
Rent eats 30% or more of income for 46% of renter households, a severe level, and 27% are severely burdened at 50% or more. Average rent runs $1,417 a month against an average household income of $56,825 a year, roughly 30% of income at the averages. Renters make up 100% of occupied homes, a renter-majority tract.
Risk score
3.6
Lower
Confidence 80% · 1–10 scale
Household mix · 100 hh
Burdened renters 46%
Stable renters 54%
Owners 0%
Tract context
Occupied units1,919
Renter share100.0%
SVI overall0.71
Poverty rate13.0%
Median income$56,825
Percentile rank
Higher percentile = riskier than more peers.Within county
88
th percentile
High
Within state
49
th percentile
Moderate
National
43
th percentile
Moderate
Geographic context
Risk heat across Montgomery County and the region
Centroid at 40.0730, -75.1472 · click any tract to drill in
Why West Oak Lane scores 3.6
9 axes · 1 = landlord-friendlyLocal political climate
State baseline
3.4
Regional political climate
2024 county presidential margin
6.3
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
13.0% poverty · this tract
3.3
Supply constraint
$1,417 rent vs county FMR
2.9
Rent control risk
State baseline
3.4
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
State baseline
4.0
Housing court bias
State baseline
5.0
How West Oak Lane compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 71
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 70%Socioeconomic
- 56%Household composition
- 89%Racial/ethnic minority
- 58%Housing & transportation
Historical context · 1930s redlining
HOLC grade: A: Best
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 96%Grade A
- 3%Grade B
- 0%Grade C
- 1%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 3,052Total filings over 7 yrs
- 27.06%Avg annual filing rate
- 29.4%Peak (2003)
- 434Filings in 2006 (latest validated)
Filings stayed roughly flat over the past 7 months.
Analysis
What drives eviction risk in West Oak Lane
What moves this score most is eviction process difficulty at $1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are set by Pennsylvania eviction laws law, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Montgomery County average of 5.4 and in line with the Pennsylvania statewide average of 5.4. Within its own county it reads on the riskier side for landlords.
Princeton's Eviction Lab logged 3,052 eviction filings here over 7 tracked years, with about 27.1% of renter households facing a filing in a typical year. Filings peaked at 29.4% of renter households in 2003.
The tract is predominantly Black and ranks around the 71st percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 42091202401
Q1
What is the eviction-risk score for census tract 42091202401?
Census tract 42091202401 in the West Oak Lane neighborhood scores 3.6/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 42091202401?
Median gross rent is $1,417/month (ACS 5-year 2023, table B25064). 46% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 42091202401?
13.0% of residents in tract 42091202401 live below the federal poverty line (ACS B17001, 2023). Population: 3,993.
Q4
How socially vulnerable is tract 42091202401?
CDC Social Vulnerability Index ranks this tract in the 71th percentile nationally. Sub-themes: socioeconomic 70th, household 56th, minority 89th, housing 58th.
Q5
Is tract 42091202401 considered part of West Oak Lane?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42091202401 fall within West Oak Lane (neighborhood centroid within 0.8 miles, OSM data).
Q6
How many evictions are filed each year in tract 42091202401?
Princeton Eviction Lab recorded 3,052 eviction filings across 7 validated years in tract 42091202401 (2000-2018). The average annual filing rate is 27.06% of renter households, peaking at 29.4% in 2003. Source: Eviction Lab tract-validated 2024 release.
Q7
Was tract 42091202401 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 1% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
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