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Neighborhood · Ranked #19,562 of 84,120 nationally

West Central Germantown Eviction Risk: Moderate , Philadelphia

Tract 42101023900 · Philadelphia County, PA · pop 1,988 · neighborhood within 0.3 mi

Tract 42101023900, home to 1,988 residents in the West Central Germantown neighborhood of Philadelphia, scores 6.7/10 for landlord eviction risk. That is riskier than roughly 90% of the 84,120 US census tracts we score.

About 47% of renters carry a rent burden of 30% of income or higher, a severe level, and 33% are severely burdened at 50% or more. Average gross rent is $1,500 monthly, set against $45,294 in average yearly household income, roughly 40% of income at the averages. Renters make up 93% of occupied homes, a renter-majority tract.

Risk score
5.4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 44% Stable renters 49% Owners 7%
Tract context
Occupied units1,172
Renter share92.7%
SVI overall0.76
Poverty rate10.9%
Median income$45,294

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
0 th percentile
Rank, 0th percentileLowHigh
#2 of 2 tracts In West Central Germantown
Very Low
Within parent city
44 th percentile
Rank, 44th percentileLowHigh
#230 of 408 tracts In Philadelphia
Moderate
Within county
43 th percentile
Rank, 43rd percentileLowHigh
#233 of 408 tracts In Philadelphia County
Moderate
Within state
80 th percentile
Rank, 80th percentileLowHigh
#706 of 3,445 tracts In Pennsylvania
High
Geographic context

Risk heat across Philadelphia and the region

Centroid at 40.0340, -75.1875 · click any tract to drill in

Why West Central Germantown scores 5.4

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Philadelphia
8.0
Regional political climate
2024 county presidential margin
8.2
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
10.9% poverty · this tract
2.7
Supply constraint
$1,500 rent vs county FMR
3.3
Rent control risk
Inherited from Philadelphia
6.0
Eviction process difficulty
State law sets the calendar
7.5
Tenant organizing strength
Inherited from Philadelphia
7.5
Housing court bias
Inherited from Philadelphia
7.5

How West Central Germantown compares

Risk score vs. parent city, county, state.
West Central Germantown risk score vs. parent city / county / stateThis tract: 5.45.4This tracttract 023900Philadelphia: 5.55.5Philadelphiaparent cityCounty: 5.65.6Countyavg tract in countyState: 3.93.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 76

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 368Total filings over 4 yrs
  • 10.47%Avg annual filing rate
  • 16.4%Peak (2011)
  • 65Filings in 2016 (latest validated)
Filings by year 2010 to 2016
Year-by-year eviction filings in tract 421010239002010: 93 filings (9.18/100 renter HHs)2011: 133 filings (16.42/100 renter HHs)2012: 77 filings (9.51/100 renter HHs)2016: 65 filings (6.75/100 renter HHs)
Filings dropped 30% over the past 4 months.

Pandemic-era tracking (2020–2021)

  • 185Total filings 2020-21
  • 2.4Avg monthly (observed)
  • 7.2Pre-pandemic baseline
  • 0.33×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-05-01
Monthly eviction filings vs pre-pandemic baseline2020-01-01: 4 filings (0.70× baseline)2020-02-01: 0 filings (0.00× baseline)2020-03-01: 1 filings (0.15× baseline)2020-04-01: 0 filings (0.00× baseline)2020-05-01: 0 filings (0.00× baseline)2020-06-01: 0 filings (0.00× baseline)2020-07-01: 1 filings (0.16× baseline)2020-08-01: 1 filings (0.11× baseline)2020-09-01: 2 filings (0.23× baseline)2020-10-01: 2 filings (0.18× baseline)2020-11-01: 1 filings (0.13× baseline)2020-12-01: 0 filings (0.00× baseline)2021-01-01: 1 filings (0.17× baseline)2021-02-01: 1 filings (0.13× baseline)2021-03-01: 0 filings (0.00× baseline)2021-04-01: 0 filings (0.00× baseline)2021-05-01: 0 filings (0.00× baseline)2021-06-01: 0 filings (0.00× baseline)2021-07-01: 0 filings (0.00× baseline)2021-08-01: 0 filings (0.00× baseline)2021-09-01: 2 filings (0.23× baseline)2021-10-01: 1 filings (0.09× baseline)2021-11-01: 1 filings (0.13× baseline)2021-12-01: 6 filings (0.92× baseline)2022-01-01: 1 filings (0.17× baseline)2022-02-01: 5 filings (0.65× baseline)2022-03-01: 0 filings (0.00× baseline)2022-04-01: 2 filings (0.38× baseline)2022-05-01: 4 filings (0.46× baseline)2022-06-01: 6 filings (0.71× baseline)2022-07-01: 4 filings (0.64× baseline)2022-08-01: 0 filings (0.00× baseline)2022-09-01: 3 filings (0.34× baseline)2022-10-01: 3 filings (0.27× baseline)2022-11-01: 3 filings (0.39× baseline)2022-12-01: 2 filings (0.31× baseline)2023-01-01: 2 filings (0.35× baseline)2023-02-01: 2 filings (0.26× baseline)2023-03-01: 2 filings (0.30× baseline)2023-04-01: 1 filings (0.19× baseline)2023-05-01: 2 filings (0.23× baseline)2023-06-01: 4 filings (0.47× baseline)2023-07-01: 0 filings (0.00× baseline)2023-08-01: 3 filings (0.32× baseline)2023-09-01: 6 filings (0.69× baseline)2023-10-01: 2 filings (0.18× baseline)2023-11-01: 7 filings (0.90× baseline)2023-12-01: 2 filings (0.31× baseline)2024-01-01: 3 filings (0.52× baseline)2024-02-01: 1 filings (0.13× baseline)2024-03-01: 1 filings (0.15× baseline)2024-04-01: 4 filings (0.76× baseline)2024-05-01: 1 filings (0.11× baseline)2024-06-01: 3 filings (0.35× baseline)2024-07-01: 1 filings (0.16× baseline)2024-08-01: 2 filings (0.21× baseline)2024-09-01: 4 filings (0.46× baseline)2024-10-01: 5 filings (0.45× baseline)2024-11-01: 4 filings (0.52× baseline)2024-12-01: 3 filings (0.46× baseline)2025-01-01: 1 filings (0.17× baseline)2025-02-01: 4 filings (0.52× baseline)2025-03-01: 2 filings (0.30× baseline)2025-04-01: 3 filings (0.57× baseline)2025-05-01: 0 filings (0.00× baseline)2025-06-01: 3 filings (0.35× baseline)2025-07-01: 1 filings (0.16× baseline)2025-08-01: 5 filings (0.53× baseline)2025-09-01: 0 filings (0.00× baseline)2025-10-01: 1 filings (0.09× baseline)2025-11-01: 3 filings (0.39× baseline)2025-12-01: 3 filings (0.46× baseline)2026-01-01: 1 filings (10.00× baseline)2026-02-01: 13 filings (130.00× baseline)2026-03-01: 8 filings (80.00× baseline)2026-04-01: 10 filings (100.00× baseline)2026-05-01: 5 filings (50.00× baseline)

Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Palm Beach as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within West Central Germantown. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in West Central Germantown

What moves this score most is eviction process difficulty at 7.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Philadelphia eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Philadelphia County average of 6.8 and above the Pennsylvania statewide average of 5.4. Within its own county it reads on the safer side for landlords.

The tract is Black and White and ranks around the 76th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

Princeton's Eviction Lab logged 368 eviction filings here over 4 tracked years, with about 10.5% of renter households facing a filing in a typical year. Filings peaked at 16.4% of renter households in 2011.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 42101023900

Q1

What is the eviction-risk score for census tract 42101023900?

Census tract 42101023900 in the West Central Germantown neighborhood scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 42101023900?

Median gross rent is $1,500/month (ACS 5-year 2023, table B25064). 47% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 42101023900?

10.9% of residents in tract 42101023900 live below the federal poverty line (ACS B17001, 2023). Population: 1,988.
Q4

How socially vulnerable is tract 42101023900?

CDC Social Vulnerability Index ranks this tract in the 76th percentile nationally. Sub-themes: socioeconomic 75th, household 59th, minority 80th, housing 66th.
Q5

Is tract 42101023900 considered part of West Central Germantown?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42101023900 fall within West Central Germantown (neighborhood centroid within 0.3 miles, OSM data).
Q6

How many evictions are filed each year in tract 42101023900?

Princeton Eviction Lab recorded 368 eviction filings across 4 validated years in tract 42101023900 (2000-2018). The average annual filing rate is 10.47% of renter households, peaking at 16.4% in 2011. Source: Eviction Lab tract-validated 2024 release.
Q7

Did eviction filings in tract 42101023900 drop during COVID?

Pandemic-era filings ran 0.33× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Palm Beach), 2020-2021.
Q8

How does tract 42101023900 compare to Philadelphia overall?

Tract 42101023900 scores 5.4/10, right in line with the parent city of Philadelphia at 5.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Philadelphia eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9

Was tract 42101023900 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Philadelphia

Top eight tracts in Philadelphia ranked by composite eviction-risk score.

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