Gabby Heights Eviction Risk: Moderate

The main counterweight is supply constraint, at 1.6/10. The 2 tracts inside this boundary do not behave alike. Individual scores run 4.1 to 6, a 1.9-point gap wide enough that the area average misleads on any specific address. Court records carry 410 eviction filings across its 2 observed tracts.

The poverty rate is 16%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. 9% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. The worst year on record was 2004, when filings touched 10.2% of renter households.

At $828 a month, rents sit 9% under what the rest of Washington commands. Recent filings have not receded much: 7.3% in 2006 against a 10.2% peak. Rent takes 17% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market.

56% of occupied units are renter-occupied.

Underwrite the address, not the area: with 1.9 points between its best and worst tract, the per-tract table below is the operative number. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.