Island Pines Eviction Risk: Moderate

Against a Port Royal baseline of 29.1%, 41% of renters here cross the 30%-of-income line. Well under the midpoint is eviction-process difficulty, at 1.5/10. At $1,315 a month, rents sit 24% under what the rest of Port Royal commands.

15% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. Running cool is supply constraint, at 2.2/10.

Court records for this tract carry 996 eviction filings. The poverty rate is 16%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

Filing activity peaked in 2010 at 14.4% of renter households. Recent filings have not receded much: 16.3% in 2014 against a 14.4% peak. Social vulnerability runs high at 8.1/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

Annual rent works out to 24% of average household income of $64,856. 61% of occupied units are renter-occupied.

Because the boundary contains one tract, 5.7/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.