Florence Eviction Risk: Moderate

Annualized rent equals 44% of average household income of $24,798, past the 30% affordability line, which thins the margin any screening standard has to work with. The clearest offset is rent-regulation exposure at 1/10.

Against Lauderdale County at 33.3%, 45% of renters here are cost-burdened. Disability prevalence runs 47.7% against 31.5% nationally.

On the softer side, state political climate reads 1.8/10. Running cool, tenant-organizing strength reads 2/10. The poverty rate is 22%, which in this model reads as reduced rent-recovery odds after a judgment.

Inability to pay a utility bill runs 19.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Against the Lauderdale County average of 3.7, this tract reads riskier for landlords by 1.1 points. The filing record is not thin: 196 evictions over 10 years of observation.

Average gross rent is $903, 10% above the Florence average. The worst year on record was 2012, when 5.6% of renter households were served.

In a typical year about 4.1% of renter households face a filing.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.