Merrimack Mill Village Historic District Eviction Risk: Moderate , Huntsville

Pulling hardest the other way is rent-regulation exposure at 1/10. Severe burden reaches 27%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Annualized rent equals 40% of average household income of $22,867, past the 30% affordability line, which thins the margin any screening standard has to work with. At $763 a month, rents run 35% under what the rest of Huntsville commands.

On the softer side, supply constraint reads 1.1/10. This is renter territory: 77% of occupied units are tenant-occupied. The poverty rate is 29%, which in this model reads as reduced rent-recovery odds after a judgment.

Running cool, state political climate reads 1.8/10. Housing insecurity runs 27.6% against 14.2% nationally. Inability to pay a utility bill runs 21.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Against the Madison County average of 3.7, this tract reads riskier for landlords by 1.1 points. Court records carry 813 eviction filings across 13 observed years.

The worst year on record was 2008, when 7.0% of renter households were served.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.