Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #15,522 of 84,120 nationally
Mertz Eviction Risk: Moderate , Mobile
Tract 01097001400 · Mobile County, AL · pop 1,854 · neighborhood within 0.8 mi
With a score of 5.2/10, tract 01097001400 in the Mertz area of Mobile ranks in the Moderate tier for landlord eviction risk. The tract is home to 1,854 residents. It lands near the 47th percentile nationally for landlord eviction risk.
About 48% of renters carry a rent burden of 30% of income or higher, a severe level, and 48% are severely burdened at 50% or more. Average gross rent is $995 monthly, set against $30,352 in average yearly household income, roughly 39% of income at the averages. About 63% of occupied units are renter-occupied, a renter-majority tract.
Risk score
5.7
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 30%
Stable renters 33%
Owners 37%
Tract context
Occupied units801
Renter share63.4%
SVI overall0.71
Poverty rate28.1%
Median income$30,352
Percentile rank
Higher percentile = riskier than more peers.Within parent city
86
th percentile
High
Within county
92
th percentile
Very High
Within state
89
th percentile
High
Geographic context
Risk heat across Mobile and the region
Centroid at 30.6682, -88.0770 · click any tract to drill in
Why Mertz scores 5.7
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Mobile
4.5
Regional political climate
2024 county presidential margin
4.4
State political climate
Alabama legislature & governorship
1.8
Economic stress
28.1% poverty · this tract
7.0
Supply constraint
$995 rent vs county FMR
4.1
Rent control risk
Inherited from Mobile
1.0
Eviction process difficulty
State law sets the calendar
3.5
Tenant organizing strength
Inherited from Mobile
3.0
Housing court bias
Inherited from Mobile
3.0
How Mertz compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 71
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 95%Socioeconomic
- 40%Household composition
- 99%Racial/ethnic minority
- 20%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 12%Grade C
- 41%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 419Total filings over 10 yrs
- 9.41%Avg annual filing rate
- 14.4%Peak (2001)
- 48Filings in 2016 (latest validated)
Filings dropped 28% over the past 10 months.
Comparable tracts
Census tracts with similar eviction risk
Within Mertz. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 28.9%Housing insecurity
- 22.0%Utility-shutoff threat
- 40.9%Food insecurity
- 36.1%SNAP enrollment
- 19.5%Transit barriers
- 12.8%No health insurance
- 19.0%Frequent mental distress
- 44.4%Any disability
Analysis
What drives eviction risk in Mertz
The heaviest input here is economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Mobile eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Mobile County average of 4.9 and above the Alabama statewide average of 4.5. Within its own county it reads on the riskier side for landlords.
In CDC survey modeling, about 28.9% of adults here said they could not pay rent or mortgage at some point in the past year, and 22.0% faced a utility shutoff threat, a common early warning before a filing.
Princeton's Eviction Lab logged 419 eviction filings here over 10 tracked years, with about 9.4% of renter households facing a filing in a typical year. Filings peaked at 14.4% of renter households in 2001.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 01097001400
Q1
What is the eviction-risk score for census tract 01097001400?
Census tract 01097001400 in the Mertz neighborhood scores 5.7/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 01097001400?
Median gross rent is $995/month (ACS 5-year 2023, table B25064). 48% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 01097001400?
28.1% of residents in tract 01097001400 live below the federal poverty line (ACS B17001, 2023). Population: 1,854.
Q4
How socially vulnerable is tract 01097001400?
CDC Social Vulnerability Index ranks this tract in the 71th percentile nationally. Sub-themes: socioeconomic 95th, household 40th, minority 99th, housing 20th.
Q5
Is tract 01097001400 considered part of Mertz?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 01097001400 fall within Mertz (neighborhood centroid within 0.8 miles, OSM data).
Q6
How many evictions are filed each year in tract 01097001400?
Princeton Eviction Lab recorded 419 eviction filings across 10 validated years in tract 01097001400 (2000-2018). The average annual filing rate is 9.41% of renter households, peaking at 14.4% in 2001. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 01097001400 struggle to pay rent?
About 28.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 22.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 01097001400 compare to Mobile overall?
Tract 01097001400 scores 5.7/10, higher than the parent city of Mobile at 2.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Mobile eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 01097001400 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 41% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Mobile
Top eight tracts in Mobile ranked by composite eviction-risk score.
Tract · AL
Hannon Park
6
/ 10 · Elevated
Tract · AL
01097003205
5.9
/ 10 · Elevated
Tract · AL
01097003406
5.9
/ 10 · Elevated
Tract · AL
South Crichton
5.9
/ 10 · Elevated
Tract · AL
Farnell
5.8
/ 10 · Elevated
Tract · AL
01097001200
5.8
/ 10 · Elevated
Tract · AL
Pinehurst
5.8
/ 10 · Elevated
Tract · AL
Sherwood
5.7
/ 10 · Elevated
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