University Village Eviction Risk: High , Albany

This is renter territory: 100% of occupied units are tenant-occupied. The score leans hardest on economic stress at 9.3/10. The poverty rate is 37%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Running hot, tenant-organizing strength reads 8.8/10. Annualized rent equals 36% of average household income of $77,083, past the 30% affordability line, which thins the margin any screening standard has to work with. 55% of renter households cross the 30%-of-income line, above the Alameda County average of 45.5%.

Sitting well above the midpoint, regional political climate reads 8.1/10. It sits 0.9 points above the Alameda County average of 7.8. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 94th percentile of the 84,120 tracts scored. Social vulnerability reads 8.2/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the CA average is 7.5, so this tract runs 1.2 points hotter.

Of its three components the housing type and transport measure is the most pressured.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.