Lafayette Eviction Risk: Moderate

24% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The voucher gap is 30.5%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

Against Contra Costa County at 48.7%, 38% of renters here are cost-burdened. It sits 1.8 points below the Contra Costa County average of 6.8.

Sitting well above the midpoint, supply constraint reads 8.1/10. Average gross rent is $3,501, 21% above the Lafayette average. On the high side, local political climate reads 7.5/10.

Housing insecurity runs 4.6% against 14.2% nationally. Inability to pay a utility bill runs 2.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

That is riskier than roughly 61% of the 84,120 US census tracts in this model. At 8% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

Social vulnerability reads 1.7/10 on the CDC index, a measure of exposure to housing and economic shocks. Against average income of $250,001, annual rent is just 17%. Statewide the CA average is 7.5, so this tract runs 2.5 points cooler.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.