Templeton Eviction Risk: Moderate

Running cool, court filing pressure reads 1.5/10. The severe-burden share is 19%, and it is the single best predictor in this model of a filing that actually reaches judgment. Sitting well above the midpoint, rent-regulation exposure reads 8.2/10.

Against the San Luis Obispo County average of 6.5, this tract reads safer for landlords by 1.3 points. SNAP participation runs 6.8% against 15.2% nationally.

Inability to pay a utility bill runs 4.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Nationally it ranks #29,336 of 84,120 for landlord eviction difficulty.

At 5% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. On the CDC Social Vulnerability Index the tract reads 3.8/10, which tracks how hard a shock lands on the households already here. Statewide the CA average is 7.5, so this tract runs 2.3 points cooler.

Of its three components the socioeconomic standing measure is the least pressured. Poverty sits at 4%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.