Neighborhood · Ranked #28,017 of 84,120 nationally

Civic Center Eviction Risk: Moderate , San Jose

Tract 06085500200 · Santa Clara, CA · pop 5,406 · neighborhood within 0.3 mi

For landlords sizing up the Civic Center neighborhood of San Jose, census tract 06085500200 carries an elevated eviction-risk score of $1/10. That is riskier than about 76% of US census tracts.

About 41% of renters carry a rent burden of 30% of income or higher, a severe level, and 18% are severely burdened at 50% or more. The typical renter pays about $2,718 a month while the average household earns $122,238 a year, roughly 27% of income at the averages. About 75% of occupied units are renter-occupied, a renter-majority tract.

Risk score

4.8

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 31% Stable renters 45% Owners 24%

Tract context

Occupied units1,937

Renter share75.4%

SVI overall0.37

Poverty rate14.0%

Median income$122,238

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across San Jose and the region

Centroid at 37.3499, -121.9022 · click any tract to drill in

Why Civic Center scores 4.8

9 axes · 1 = landlord-friendly

Local political climate

Inherited from San Jose

8.5

Regional political climate

2024 county presidential margin

7.4

State political climate

California legislature & governorship

6.8

Economic stress

14.0% poverty · this tract

3.5

Supply constraint

$2,718 rent vs county FMR

2.9

Rent control risk

Inherited from San Jose

9.5

Eviction process difficulty

State law sets the calendar

9.0

Tenant organizing strength

Inherited from San Jose

8.5

Housing court bias

Inherited from San Jose

8.5

How Civic Center compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 37

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

31%Socioeconomic
3%Household composition
81%Racial/ethnic minority
83%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
6%Grade B
57%Grade C
4%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Civic Center. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

15.3%Housing insecurity
7.6%Utility-shutoff threat
17.4%Food insecurity
14.6%SNAP enrollment
9.6%Transit barriers
10.7%No health insurance
17.6%Frequent mental distress
26.7%Any disability

Analysis

What drives eviction risk in Civic Center

What moves this score most is rent-control risk at 9.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from San Jose eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Santa Clara County average of 5.4 and in line with the California statewide average of 6.1. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 15.3% of adults here said they could not pay rent or mortgage at some point in the past year, and 7.6% faced a utility shutoff threat, a common early warning before a filing.

Part of this tract, about 4% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 06085500200

What is the eviction-risk score for census tract 06085500200?

Census tract 06085500200 in the Civic Center neighborhood scores 4.8/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 06085500200?

Median gross rent is $2,718/month (ACS 5-year 2023, table B25064). 41% of renter households are cost-burdened.

What is the poverty rate in tract 06085500200?

14.0% of residents in tract 06085500200 live below the federal poverty line (ACS B17001, 2023). Population: 5,406.

How socially vulnerable is tract 06085500200?

CDC Social Vulnerability Index ranks this tract in the 37th percentile nationally. Sub-themes: socioeconomic 31th, household 3th, minority 81th, housing 83th.

Is tract 06085500200 considered part of Civic Center?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 06085500200 fall within Civic Center (neighborhood centroid within 0.3 miles, OSM data).

What share of households in tract 06085500200 struggle to pay rent?

About 15.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.6% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 06085500200 compare to San Jose overall?

Tract 06085500200 scores 4.8/10, lower than the parent city of San Jose at 9.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from San Jose eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 06085500200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 4% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in San Jose

Top eight tracts in San Jose ranked by composite eviction-risk score.