SoFA Eviction Risk: High , San Jose

roughly three in four of renter households cross the 30%-of-income line, far above the Santa Clara County average of 43.5%. Annualized rent equals 57% of average household income of $40,167, past the 30% affordability line, which thins the margin any screening standard has to work with. The score leans hardest on economic stress at 10/10.

The poverty rate is 47%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. 100% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Running hot, rent-regulation exposure reads 9.5/10.

Food insecurity runs 35.5% against 17.8% nationally. On the high side, eviction-process difficulty reads 9/10.

Against the Santa Clara County average of 8.0, this tract reads riskier for landlords by 1.9 points. At $1,899 a month, rents run 29% under what the rest of San Jose commands. Housing insecurity runs 23.7% against 14.2% nationally.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 100th percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 8.6/10, which tracks how hard a shock lands on the households already here.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.