North Hill Eviction Risk: Moderate , Pensacola

What pushes it up most is economic stress at 10/10. At $458 a month, rents run 65% under what the rest of Pensacola commands. The poverty rate is 46%, which in this model reads as reduced rent-recovery odds after a judgment.

Disability prevalence runs 51.3% against 31.5% nationally. Well under the midpoint, rent-regulation exposure reads 1/10. On the softer side, supply constraint reads 1/10.

Annualized rent equals 34% of average household income of $16,403, past the 30% affordability line, which thins the margin any screening standard has to work with. This is renter territory: 69% of occupied units are tenant-occupied.

The filing record is not thin: 124 evictions over 4 years of observation. Adults with no health insurance runs 19.4% against 11.3% nationally. Filings peaked in 2007 at 3.7% of renter households.

In a typical year about 2.8% of renter households face a filing. On the national scale it lands near the 53rd percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 9.9/10, which tracks how hard a shock lands on the households already here.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.