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Census Tract · Ranked #19,562 of 84,120 nationally

Willow Oak Eviction Risk: Moderate

Tract 12105014904 · Polk, FL · pop 5,501 · 60% of tract blocks fall in Willow Oak

For landlords sizing up Willow Oak in Polk County, census tract 12105014904 carries a moderate eviction-risk score of 5.9/10. That is riskier than about 72% of US census tracts.

48% of renter households here spend at least 30% of income on rent, a severe level, and 26% are severely burdened at 50% or more. Average rent runs $885 a month against an average household income of $59,530 a year, roughly 18% of income at the averages. About 57% of occupied units are renter-occupied, a renter-majority tract.

Risk score
5.4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 27% Stable renters 30% Owners 43%
Tract context
Occupied units1,512
Renter share56.7%
SVI overall0.83
Poverty rate32.1%
Median income$59,530

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
100 th percentile
Rank, 100th percentileLowHigh
#1 of 3 tracts In Willow Oak
Very High
Within county
91 th percentile
Rank, 91st percentileLowHigh
#16 of 174 tracts In Polk
Very High
Within state
92 th percentile
Rank, 92nd percentileLowHigh
#391 of 5,122 tracts In Florida
Very High
National
77 th percentile
Rank, 77th percentileLowHigh
#19,562 of 84,120 tracts In U.S.
High
Geographic context

Risk heat across Willow Oak and the region

Centroid at 27.9328, -82.0364 · click any tract to drill in

Why Willow Oak scores 5.4

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Willow Oak
4.9
Regional political climate
2024 county presidential margin
4.3
State political climate
Florida legislature & governorship
1.5
Economic stress
32.1% poverty · this tract
8.0
Supply constraint
$885 rent vs county FMR
1.6
Rent control risk
Inherited from Willow Oak
5.7
Eviction process difficulty
State law sets the calendar
1.5
Tenant organizing strength
Inherited from Willow Oak
9.3
Housing court bias
Inherited from Willow Oak
7.3

How Willow Oak compares

Risk score vs. parent city, county, state.
Willow Oak risk score vs. parent city / county / stateThis tract: 5.45.4This tracttract 014904Willow Oak: 2.32.3Willow Oakparent cityCounty: 3.93.9Countyavg tract in countyState: 3.53.5Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 83

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Willow Oak

The heaviest input here is tenant organizing strength at 9.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Willow Oak, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Polk County average of 5.0 and above the Florida statewide average of 4.9. Within its own county it reads on the riskier side for landlords.

The tract is predominantly Hispanic or Latino and ranks around the 83rd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 12105014904

Q1

What is the eviction-risk score for census tract 12105014904?

Census tract 12105014904 in Willow Oak scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12105014904?

Median gross rent is $885/month (ACS 5-year 2023, table B25064). 48% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12105014904?

32.1% of residents in tract 12105014904 live below the federal poverty line (ACS B17001, 2023). Population: 5,501.
Q4

How socially vulnerable is tract 12105014904?

CDC Social Vulnerability Index ranks this tract in the 83th percentile nationally. Sub-themes: socioeconomic 90th, household 76th, minority 80th, housing 54th.
Q5

How does tract 12105014904 compare to Willow Oak overall?

Tract 12105014904 scores 5.4/10, higher than the parent city of Willow Oak at 2.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Willow Oak; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Willow Oak

Top eight tracts in Willow Oak ranked by composite eviction-risk score.

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