Temple Eviction Risk: Lower

28% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. At $898 a month, rents run 35% under what the rest of Temple commands.

Well under the midpoint, supply constraint reads 1/10. On the softer side, eviction-process difficulty reads 1.9/10.

It sits 1.2 points below the Carroll County average of 4.2. On the national scale it lands near the 20th percentile of the 84,120 tracts scored.

Only 9% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. Social vulnerability reads 4.2/10 on the CDC index, a measure of exposure to housing and economic shocks. Rent consumes only 14% of average household income of $76,429, an unusually wide affordability cushion.

Statewide the GA average is 4.2, so this tract runs 1.2 points cooler. Of its three components the housing type and transport measure is the least pressured.

Rent takes 30% or more of income for about half of renters.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.