Neighborhood · Ranked #63,481 of 84,120 nationally
Bluff Creek Eviction Risk: Lower
Tract 13057090912 ·
Cherokee County, GA · pop 4,076 · neighborhood within 0.4 mi
How risky is Bluff Creek in Cherokee for landlords? Census tract 13057090912 scores 5.6/10, the Moderate tier. That is riskier than about 62% of US census tracts.
Rent eats 30% or more of income for 54% of renter households, a severe level, and 18% are severely burdened at 50% or more. Average household income is about $111,422 a year. About 7% of occupied units are renter-occupied.
Risk score
2.7
Lower
Confidence 65% · 1–10 scale
Household mix · 100 hh
Burdened renters 4%Stable renters 3%Owners 93%
Tract context
Occupied units1,585
Renter share6.7%
SVI overall0.27
Poverty rate17.8%
Median income$111,422
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
50th percentile
#1 of 1 tracts In Bluff Creek
Moderate
Within county
86th percentile
#9 of 56 tracts In Cherokee County
High
Within state
30th percentile
#1,956 of 2,791 tracts In Georgia
Low
National
25th percentile
#63,481 of 84,120 tracts In U.S.
Low
Geographic context
Risk heat across Cherokee County and the region
Centroid at 34.1274, -84.4563 · click any tract to drill in
Why Bluff Creek scores 2.7
9 axes · 1 = landlord-friendly
Local political climate
State baseline
2.0
Regional political climate
2024 county presidential margin
3.0
State political climate
Georgia legislature & governorship
2.0
Economic stress
17.8% poverty · this tract
4.4
Supply constraint
tract rent vs county FMR
5.0
Rent control risk
State baseline
2.0
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
State baseline
4.0
Housing court bias
State baseline
5.0
How Bluff Creek compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 27
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
51%Socioeconomic
42%Household composition
35%Racial/ethnic minority
8%Housing & transportation
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
10.0%Housing insecurity
6.5%Utility-shutoff threat
11.6%Food insecurity
8.6%SNAP enrollment
6.8%Transit barriers
10.6%No health insurance
16.0%Frequent mental distress
27.4%Any disability
Analysis
What drives eviction risk in Bluff Creek
The heaviest input here is supply constraint at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are set by Georgia eviction laws law, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Cherokee County average of 5.3 and in line with the Georgia statewide average of 5.6. Within its own county it reads on the riskier side for landlords.
The tract is predominantly White and ranks around the 27th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
In CDC survey modeling, about 10.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 6.5% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 13057090912
Q1
What is the eviction-risk score for census tract 13057090912?
Census tract 13057090912 in the Bluff Creek neighborhood scores 2.7/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the poverty rate in tract 13057090912?
17.8% of residents in tract 13057090912 live below the federal poverty line (ACS B17001, 2023). Population: 4,076.
Q3
How socially vulnerable is tract 13057090912?
CDC Social Vulnerability Index ranks this tract in the 27th percentile nationally. Sub-themes: socioeconomic 51th, household 42th, minority 35th, housing 8th.
Q4
Is tract 13057090912 considered part of Bluff Creek?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 13057090912 fall within Bluff Creek (neighborhood centroid within 0.4 miles, OSM data).
Q5
What share of households in tract 13057090912 struggle to pay rent?
About 10.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.5% also reported utility shutoff threats, a frequent precursor to eviction filings.