Tract 13137000203 Eviction Risk: Lower

The clearest offset is economic stress at 1.2/10. On the softer side, regional political climate reads 1.8/10. Severe burden reaches 16%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Sitting well above the midpoint, court filing pressure reads 8/10. It sits 0.9 points below the Habersham County average of 3.9.

That is riskier than roughly 20% of the 84,120 US census tracts in this model. At 9% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

Social vulnerability reads 4.2/10 on the CDC index, a measure of exposure to housing and economic shocks. Rent consumes only 15% of average household income of $75,192, an unusually wide affordability cushion. Statewide the GA average is 4.2, so this tract runs 1.2 points cooler.

Poverty sits at 5%, low enough that arrears here usually signal a specific shock rather than a structural income gap. Average gross rent runs $919 a month.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.