City Center Eviction Risk: High , Kalaeloa

The dominant input is tenant-organizing strength at 9.9/10. 100% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Set annual rent against average income of $81,833 and the ratio lands at 45%, above the conventional 30% ceiling. 29% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Against Honolulu County at 50.9%, 65% of renters here are cost-burdened.

Sitting well above the midpoint, rent-regulation exposure reads 8.6/10. Well under the midpoint, court filing pressure reads 1.7/10. The poverty rate is 19%, which in this model reads as reduced rent-recovery odds after a judgment.

Food insecurity runs 26.9% against 17.8% nationally. The voucher gap is 14.2%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Nationally it ranks #1 of 84,120 for landlord eviction difficulty.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.