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Neighborhood · Ranked #67,219 of 84,120 nationally

West Lakes Eviction Risk: Lower , Munster

Tract 18089040301 · Lake County, IN · pop 3,639 · neighborhood within 0.5 mi

With a score of 3/10, tract 18089040301 in the West Lakes area of Munster, IN reads lower for landlord eviction risk. It is home to 3,639 residents. The severe-burden share is 35%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Risk score
3
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 7% Stable renters 10% Owners 83%
Tract context
Occupied units1,663
Renter share16.4%
SVI overall0.49
Poverty rate3.7%
Median income$93,698

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In West Lakes
Moderate
Within parent city
50 th percentile
Rank, 50th percentileLowHigh
#3 of 5 tracts In Munster
Moderate
Within county
33 th percentile
Rank, 33rd percentileLowHigh
#88 of 131 tracts In Lake County
Low
Within state
34 th percentile
Rank, 34th percentileLowHigh
#1,115 of 1,693 tracts In Indiana
Low
Geographic context

Risk heat across Munster and the region

Centroid at 41.5328, -87.5136 · click any tract to drill in

Why West Lakes scores 3

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Munster
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
Indiana legislature & governorship
2.0
Economic stress
3.7% poverty · this tract
1.0
Supply constraint
$1,141 rent vs county FMR
4.5
Rent control risk
Inherited from Munster
5.4
Eviction process difficulty
State law sets the calendar
1.9
Tenant organizing strength
Inherited from Munster
3.5
Housing court bias
Inherited from Munster
4.7

How West Lakes compares

Risk score vs. parent city, county, state.
West Lakes risk score vs. parent city / county / state3.0This tracttract 0403013.3Munsterparent city4.4Countyavg tract in county3.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 49

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in West Lakes

The clearest offset is economic stress at 1/10. Running cool, eviction-process difficulty reads 1.9/10.

At $1,141 a month, rents run 24% under what the rest of Munster commands. It sits 1.4 points below the Lake County average of 4.4. On the softer side, state political climate reads 2/10.

SNAP participation runs 4.5% against 15.2% nationally. Food insecurity runs 9.8% against 17.8% nationally.

This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Lake Co. Gary. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. That is riskier than roughly 20% of the 84,120 US census tracts in this model.

At 16% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. Social vulnerability reads 5.4/10 on the CDC index, a measure of exposure to housing and economic shocks. Rent consumes only 15% of average household income of $93,698, an unusually wide affordability cushion.

Statewide the IN average is 3.9, so this tract runs 0.9 points cooler. Of its three components the socioeconomic standing measure is the least pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 18089040301

Q1

What is the eviction-risk score for census tract 18089040301?

Census tract 18089040301 in the West Lakes neighborhood scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 18089040301?

Median gross rent is $1,141/month (ACS 5-year 2023, table B25064). 40% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 18089040301?

3.7% of residents in tract 18089040301 live below the federal poverty line (ACS B17001, 2023). Population: 3,639.
Q4

How socially vulnerable is tract 18089040301?

CDC Social Vulnerability Index ranks this tract in the 49th percentile nationally. Sub-themes: socioeconomic 12th, household 81th, minority 51th, housing 77th.
Q5

Is tract 18089040301 considered part of West Lakes?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089040301 fall within West Lakes (neighborhood centroid within 0.5 miles, OSM data).
Q6

What share of households in tract 18089040301 struggle to pay rent?

About 7.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.5% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 18089040301 compare to Munster overall?

Tract 18089040301 scores 3/10, lower than the parent city of Munster at 3.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Munster eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 18089040301 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Munster

Top eight tracts in Munster ranked by composite eviction-risk score.

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