Southmoor Park Eviction Risk: Moderate , Merrillville

around two-thirds of renter households cross the 30%-of-income line, far above the Lake County average of 43.0%. Annualized rent equals 35% of average household income of $41,779, past the 30% affordability line, which thins the margin any screening standard has to work with.

The clearest offset is eviction-process difficulty at 1.9/10. Running cool, state political climate reads 2/10.

Running hot, rent-regulation exposure reads 7.6/10. The poverty rate is 20%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

It sits 1.0 points above the Lake County average of 4.4. On the national scale it lands near the 70th percentile of the 84,120 tracts scored. Social vulnerability reads 6.5/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the IN average is 3.9, so this tract runs 1.5 points hotter. Average gross rent is $1,206, close to the Merrillville average. 30% of occupied units are renter-occupied.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.