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Neighborhood · Ranked #61,757 of 84,120 nationally

Willow Creek Eviction Risk: Lower , Portage

Tract 18127050408 · Porter County, IN · pop 3,564 · neighborhood within 0.8 mi

How risky is the Willow Creek area of Portage for landlords? Census tract 18127050408 scores 4.9/10, the Moderate tier. It lands near the 35th percentile nationally for landlord eviction risk.

35% of renter households here spend at least 30% of income on rent, a high level, and 22% are severely burdened at 50% or more. The typical renter pays about $1,283 a month while the average household earns $87,661 a year, roughly 18% of income at the averages. About 11% of occupied units are renter-occupied.

Risk score
2.8
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 4% Stable renters 7% Owners 89%
Tract context
Occupied units1,542
Renter share11.0%
SVI overall0.37
Poverty rate13.2%
Median income$87,661

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Willow Creek
Moderate
Within parent city
50 th percentile
Rank, 50th percentileLowHigh
#5 of 9 tracts In Portage
Moderate
Within county
59 th percentile
Rank, 59th percentileLowHigh
#18 of 42 tracts In Porter County
Elevated
Within state
32 th percentile
Rank, 32nd percentileLowHigh
#1,147 of 1,693 tracts In Indiana
Low
Geographic context

Risk heat across Portage and the region

Centroid at 41.5901, -87.1692 · click any tract to drill in

Why Willow Creek scores 2.8

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Portage
5.2
Regional political climate
2024 county presidential margin
4.7
State political climate
Indiana legislature & governorship
2.0
Economic stress
13.2% poverty · this tract
3.3
Supply constraint
$1,283 rent vs county FMR
5.7
Rent control risk
Inherited from Portage
7.7
Eviction process difficulty
State law sets the calendar
1.6
Tenant organizing strength
Inherited from Portage
6.2
Housing court bias
Inherited from Portage
6.7

How Willow Creek compares

Risk score vs. parent city, county, state.
Willow Creek risk score vs. parent city / county / stateThis tract: 2.82.8This tracttract 050408Portage: 2.62.6Portageparent cityCounty: 2.82.8Countyavg tract in countyState: 3.63.6Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 37

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Willow Creek

The heaviest input here is rent-control risk at 7.7/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Portage eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Porter County average of 4.5 and in line with the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 12.1% of adults here said they could not pay rent or mortgage at some point in the past year, and 8.6% faced a utility shutoff threat, a common early warning before a filing.

The tract is predominantly White and ranks around the 37th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 18127050408

Q1

What is the eviction-risk score for census tract 18127050408?

Census tract 18127050408 in the Willow Creek neighborhood scores 2.8/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 18127050408?

Median gross rent is $1,283/month (ACS 5-year 2023, table B25064). 35% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 18127050408?

13.2% of residents in tract 18127050408 live below the federal poverty line (ACS B17001, 2023). Population: 3,564.
Q4

How socially vulnerable is tract 18127050408?

CDC Social Vulnerability Index ranks this tract in the 37th percentile nationally. Sub-themes: socioeconomic 42th, household 27th, minority 40th, housing 42th.
Q5

Is tract 18127050408 considered part of Willow Creek?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18127050408 fall within Willow Creek (neighborhood centroid within 0.8 miles, OSM data).
Q6

What share of households in tract 18127050408 struggle to pay rent?

About 12.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 18127050408 compare to Portage overall?

Tract 18127050408 scores 2.8/10, right in line with the parent city of Portage at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Portage eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Portage

Top eight tracts in Portage ranked by composite eviction-risk score.

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