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Neighborhood · Ranked #39,308 of 84,120 nationally

Kennedy Park Eviction Risk: Moderate , South Bend

Tract 18141000400 · St. Joseph County, IN · pop 2,307 · neighborhood within 0.6 mi

With a score of 4.6/10, tract 18141000400 in the Kennedy Park area of South Bend, IN reads moderate for landlord eviction risk. Population here is 2,307. The severe-burden share is 55%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Risk score
4.6
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 35% Stable renters 13% Owners 52%
Tract context
Occupied units918
Renter share48.4%
SVI overall0.88
Poverty rate39.9%
Median income$25,313

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 3 tracts In Kennedy Park
Very High
Within parent city
74 th percentile
Rank, 74th percentileLowHigh
#13 of 47 tracts In South Bend
Elevated
Within county
73 th percentile
Rank, 73rd percentileLowHigh
#23 of 82 tracts In St. Joseph County
Elevated
Within state
78 th percentile
Rank, 78th percentileLowHigh
#370 of 1,693 tracts In Indiana
High
Geographic context

Risk heat across South Bend and the region

Centroid at 41.6908, -86.2796 · click any tract to drill in

Why Kennedy Park scores 4.6

9 axes · 1 = landlord-friendly
Local political climate
Inherited from South Bend
5.0
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
39.9% poverty · this tract
10.0
Supply constraint
$1,041 rent vs county FMR
4.5
Rent control risk
Inherited from South Bend
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from South Bend
3.0
Housing court bias
Inherited from South Bend
2.5

How Kennedy Park compares

Risk score vs. parent city, county, state.
Kennedy Park risk score vs. parent city / county / state4.6This tracttract 0004003.2South Bendparent city3.8Countyavg tract in county3.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 88

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 90Total filings over 1 yrs
  • 20.55%Avg annual filing rate
  • 20.6%Peak (2015)
  • 90Filings in 2015 (latest validated)

Pandemic-era tracking (2020–2021)

  • 408Total filings 2020-21
  • 5.3Avg monthly (observed)
  • 7.4Pre-pandemic baseline
  • 0.72×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-05-01
Monthly eviction filings vs pre-pandemic baseline

Pandemic filings ran below baseline. Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within Kennedy Park. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Kennedy Park

Cost burden runs 72% here against 41.2% across St. Joseph County. The dominant input is economic stress at 10/10.

Set annual rent against average income of $25,313 and the ratio lands at 49%, above the conventional 30% ceiling. The poverty rate is 40%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Well under the midpoint, rent-regulation exposure reads 1/10. Inability to pay a utility bill runs 26.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Housing insecurity runs 30.5% against 14.2% nationally. Sitting well above the midpoint, court filing pressure reads 8.2/10. Court records carry 90 eviction filings across 1 observed years.

Against the St. Joseph County average of 3.8, this tract reads riskier for landlords by 0.8 points. Filings peaked in 2015 at 20.6% of renter households.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 20.6% of renter households face a filing.

That is riskier than roughly 53% of the 84,120 US census tracts in this model.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 18141000400

Q1

What is the eviction-risk score for census tract 18141000400?

Census tract 18141000400 in the Kennedy Park neighborhood scores 4.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 18141000400?

Median gross rent is $1,041/month (ACS 5-year 2023, table B25064). 72% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 18141000400?

39.9% of residents in tract 18141000400 live below the federal poverty line (ACS B17001, 2023). Population: 2,307.
Q4

How socially vulnerable is tract 18141000400?

CDC Social Vulnerability Index ranks this tract in the 88th percentile nationally. Sub-themes: socioeconomic 92th, household 71th, minority 77th, housing 73th.
Q5

Is tract 18141000400 considered part of Kennedy Park?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141000400 fall within Kennedy Park (neighborhood centroid within 0.6 miles, OSM data).
Q6

How many evictions are filed each year in tract 18141000400?

Princeton Eviction Lab recorded 90 eviction filings across 1 validated years in tract 18141000400 (2000-2018). The average annual filing rate is 20.55% of renter households, peaking at 20.6% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7

Did eviction filings in tract 18141000400 drop during COVID?

Pandemic-era filings ran 0.72× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q8

What share of households in tract 18141000400 struggle to pay rent?

About 30.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 26.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9

How does tract 18141000400 compare to South Bend overall?

Tract 18141000400 scores 4.6/10, higher than the parent city of South Bend at 3.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from South Bend eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10

Was tract 18141000400 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in South Bend

Top eight tracts in South Bend ranked by composite eviction-risk score.

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