Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #39,308 of 84,120 nationally
Monroe Park Eviction Risk: Moderate , South Bend
Tract 18141001700 · St. Joseph County, IN · pop 1,408 · neighborhood within 0.2 mi
Census tract 18141001700 covers part of the Monroe Park area of South Bend, IN, and scores 4.6/10 on landlord eviction risk. Population here is 1,408. 90% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.
Risk score
4.6
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 49%
Stable renters 41%
Owners 10%
Tract context
Occupied units785
Renter share89.9%
SVI overall0.91
Poverty rate32.0%
Median income$24,476
Percentile rank
Higher percentile = riskier than more peers.Within parent city
94
th percentile
Very High
Within county
77
th percentile
High
Within state
78
th percentile
High
Geographic context
Risk heat across South Bend and the region
Centroid at 41.6717, -86.2480 · click any tract to drill in
Why Monroe Park scores 4.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from South Bend
5.0
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
32.0% poverty · this tract
8.0
Supply constraint
$784 rent vs county FMR
2.2
Rent control risk
Inherited from South Bend
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from South Bend
3.0
Housing court bias
Inherited from South Bend
2.5
How Monroe Park compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 91
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 90%Socioeconomic
- 73%Household composition
- 62%Racial/ethnic minority
- 92%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 2%Grade B
- 0%Grade C
- 27%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 25Total filings over 1 yrs
- 2.93%Avg annual filing rate
- 2.9%Peak (2015)
- 25Filings in 2015 (latest validated)
Pandemic-era tracking (2020–2021)
- 300Total filings 2020-21
- 3.9Avg monthly (observed)
- 3.5Pre-pandemic baseline
- 1.10×Ratio to baseline
Pandemic filings ran near baseline. Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 19.5%Housing insecurity
- 16.3%Utility-shutoff threat
- 27.6%Food insecurity
- 21.3%SNAP enrollment
- 14.0%Transit barriers
- 12.4%No health insurance
- 21.0%Frequent mental distress
- 40.6%Any disability
Analysis
What drives eviction risk in Monroe Park
The main counterweight is rent-regulation exposure at 1/10. 54% of renter households cross the 30%-of-income line, well above the St. Joseph County average of 41.2%.
Annualized rent equals 38% of average household income of $24,476, past the 30% affordability line, which thins the margin any screening standard has to work with. The poverty rate is 32%, which in this model reads as reduced rent-recovery odds after a judgment.
Running hot, court filing pressure reads 8.2/10. Average gross rent is $784, 24% below the South Bend average.
The severe-burden share is 16%, and it is the single best predictor in this model of a filing that actually reaches judgment. On the softer side, state political climate reads 2/10. Food insecurity runs 27.6% against 17.8% nationally.
The filing record is not thin: 25 evictions over 1 years of observation. It sits 0.8 points above the St. Joseph County average of 3.8. Inability to pay a utility bill runs 16.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.
The worst year on record was 2015, when 2.9% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.
In a typical year about 2.9% of renter households face a filing.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 18141001700
Q1
What is the eviction-risk score for census tract 18141001700?
Census tract 18141001700 in the Monroe Park neighborhood scores 4.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18141001700?
Median gross rent is $784/month (ACS 5-year 2023, table B25064). 54% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18141001700?
32.0% of residents in tract 18141001700 live below the federal poverty line (ACS B17001, 2023). Population: 1,408.
Q4
How socially vulnerable is tract 18141001700?
CDC Social Vulnerability Index ranks this tract in the 91th percentile nationally. Sub-themes: socioeconomic 90th, household 73th, minority 62th, housing 92th.
Q5
Is tract 18141001700 considered part of Monroe Park?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141001700 fall within Monroe Park (neighborhood centroid within 0.2 miles, OSM data).
Q6
How many evictions are filed each year in tract 18141001700?
Princeton Eviction Lab recorded 25 eviction filings across 1 validated years in tract 18141001700 (2000-2018). The average annual filing rate is 2.93% of renter households, peaking at 2.9% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 18141001700 drop during COVID?
Pandemic-era filings ran 1.10× the pre-COVID monthly baseline. Filings returned near baseline. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q8
What share of households in tract 18141001700 struggle to pay rent?
About 19.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 16.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9
How does tract 18141001700 compare to South Bend overall?
Tract 18141001700 scores 4.6/10, higher than the parent city of South Bend at 3.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from South Bend eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10
Was tract 18141001700 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 27% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in South Bend
Top eight tracts in South Bend ranked by composite eviction-risk score.
Tract · IN
Near West Side
4.6
/ 10 · Moderate
Tract · IN
Keller Park
4.6
/ 10 · Moderate
Tract · IN
Kennedy Park
4.6
/ 10 · Moderate
Tract · IN
Kennedy Park
4.6
/ 10 · Moderate
Tract · IN
Westside
4.6
/ 10 · Moderate
Tract · IN
Kennedy Park
4.6
/ 10 · Moderate
Tract · IN
LaSalle Park
4.6
/ 10 · Moderate
Tract · IN
North Shore Triangle
4.6
/ 10 · Moderate
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