Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #11,153 of 84,120 nationally
Harters Heights Eviction Risk: Elevated , Roseland
Tract 18141011203 · St. Joseph County, IN · pop 8,925 · neighborhood within 1.1 mi
With a score of 7.3/10, tract 18141011203 in the Harters Heights area of Roseland, IN reads elevated for landlord eviction risk. The severe-burden share is 38%, and it is the single best predictor in this model of a filing that actually reaches judgment.
Risk score
7.3
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 44%
Stable renters 24%
Owners 32%
Tract context
Occupied units901
Renter share68.4%
SVI overall0.41
Poverty rate31.8%
Median income$40,284
Percentile rank
Higher percentile = riskier than more peers.Within parent city
50
th percentile
Moderate
Within county
100
th percentile
Very High
Within state
100
th percentile
Very High
Geographic context
Risk heat across Roseland and the region
Centroid at 41.7072, -86.2468 · click any tract to drill in
Why Harters Heights scores 7.3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Roseland
5.8
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
31.8% poverty · this tract
7.9
Supply constraint
$1,251 rent vs county FMR
6.4
Rent control risk
Inherited from Roseland
8.8
Eviction process difficulty
State law sets the calendar
2.2
Tenant organizing strength
Inherited from Roseland
9.7
Housing court bias
Inherited from Roseland
8.9
How Harters Heights compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 41
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 44%Socioeconomic
- 1%Household composition
- 41%Racial/ethnic minority
- 96%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Pandemic-era tracking (2020–2021)
- 185Total filings 2020-21
- 2.4Avg monthly (observed)
- 0.6Pre-pandemic baseline
- 3.74×Ratio to baseline
Pandemic filings ran above baseline. Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Harters Heights. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 12.0%Housing insecurity
- 8.5%Utility-shutoff threat
- 18.9%Food insecurity
- 9.2%SNAP enrollment
- 13.1%Transit barriers
- 8.6%No health insurance
- 27.2%Frequent mental distress
- 34.6%Any disability
Analysis
What drives eviction risk in Harters Heights
Against St. Joseph County at 41.2%, 64% of renters here are cost-burdened. Against the St. Joseph County average of 3.8, this tract reads riskier for landlords by 3.5 points. What pushes it up most is tenant-organizing strength at 9.7/10.
On the high side, housing-court posture reads 8.9/10. Annualized rent equals 37% of average household income of $40,284, past the 30% affordability line, which thins the margin any screening standard has to work with.
The poverty rate is 32%, which in this model reads as reduced rent-recovery odds after a judgment. Running hot, rent-regulation exposure reads 8.8/10.
This is renter territory: 68% of occupied units are tenant-occupied. The voucher gap is 14.3%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for South Bend. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.
That is riskier than roughly 87% of the 84,120 US census tracts in this model.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 18141011203
Q1
What is the eviction-risk score for census tract 18141011203?
Census tract 18141011203 in the Harters Heights neighborhood scores 7.3/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18141011203?
Median gross rent is $1,251/month (ACS 5-year 2023, table B25064). 64% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18141011203?
31.8% of residents in tract 18141011203 live below the federal poverty line (ACS B17001, 2023). Population: 8,925.
Q4
How socially vulnerable is tract 18141011203?
CDC Social Vulnerability Index ranks this tract in the 41th percentile nationally. Sub-themes: socioeconomic 44th, household 1th, minority 41th, housing 96th.
Q5
Is tract 18141011203 considered part of Harters Heights?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141011203 fall within Harters Heights (neighborhood centroid within 1.1 miles, OSM data).
Q6
Did eviction filings in tract 18141011203 drop during COVID?
Pandemic-era filings ran 3.74× the pre-COVID monthly baseline. Filings ran above pre-pandemic norms. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q7
What share of households in tract 18141011203 struggle to pay rent?
About 12.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.5% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 18141011203 compare to Roseland overall?
Tract 18141011203 scores 7.3/10, higher than the parent city of Roseland at 5.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Roseland; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 18141011203 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
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