Ballard Eviction Risk: Moderate , Evansville

Sitting well above the midpoint, court filing pressure reads 8.6/10. The poverty rate is 29%, which in this model reads as reduced rent-recovery odds after a judgment.

19% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Well under the midpoint, state political climate reads 2/10. Food insecurity runs 28.8% against 17.8% nationally.

Princeton's Eviction Lab logged 839 filings here across 10 tracked years. Against the Vanderburgh County average of 3.7, this tract reads riskier for landlords by 0.9 points. Inability to pay a utility bill runs 17.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Filings peaked in 2009 at 30.5% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 22.3% of renter households face a filing.

That is riskier than roughly 53% of the 84,120 US census tracts in this model. CDC social-vulnerability scoring puts the tract at 9.7/10. Of its three components the socioeconomic standing measure is the most pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.