Neighborhood · Ranked #45,786 of 84,120 nationally
Latonia Eviction Risk: Moderate , Wilder
Tract 21037053302 ·
Campbell County, KY · pop 4,697 · neighborhood within 1.5 mi
Census tract 21037053302 covers part of the Latonia area of Wilder, KY, and scores 4.2/10 on landlord eviction risk. It is home to 4,697 residents. Against Campbell County at 41.8%, 22% of renters here are cost-burdened.
Risk score
4.2
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 6%Stable renters 21%Owners 73%
Tract context
Occupied units2,087
Renter share26.9%
SVI overall0.26
Poverty rate14.9%
Median income$70,072
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
50th percentile
#1 of 1 tracts In Latonia
Moderate
Within parent city
50th percentile
#1 of 1 tracts In Wilder
Moderate
Within county
63th percentile
#10 of 25 tracts In Campbell County
Elevated
Within state
64th percentile
#471 of 1,306 tracts In Kentucky
Elevated
Geographic context
Risk heat across Wilder and the region
Centroid at 39.0421, -84.4760 · click any tract to drill in
Why Latonia scores 4.2
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Wilder
4.6
Regional political climate
2024 county presidential margin
4.1
State political climate
Kentucky legislature & governorship
2.1
Economic stress
14.9% poverty · this tract
3.7
Supply constraint
$1,221 rent vs county FMR
4.5
Rent control risk
Inherited from Wilder
2.6
Eviction process difficulty
State law sets the calendar
1.5
Tenant organizing strength
Inherited from Wilder
5.2
Housing court bias
Inherited from Wilder
4.8
How Latonia compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 26
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
27%Socioeconomic
18%Household composition
15%Racial/ethnic minority
53%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
0%Grade A
0%Grade B
0%Grade C
0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Analysis
What drives eviction risk in Latonia
Pulling hardest the other way is eviction-process difficulty at 1.5/10. On the softer side, state political climate reads 2.1/10. 15% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.
Sitting well above the midpoint, court filing pressure reads 7.4/10. Average gross rent is $1,221, 15% below the Wilder average. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Covington. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.
That is riskier than roughly 46% of the 84,120 US census tracts in this model. Social vulnerability reads 3.3/10 on the CDC index, a measure of exposure to housing and economic shocks.
Of its three components the household composition measure is the least pressured. It tracks the Campbell County average of 4.0 closely. Annual rent works out to 21% of average household income of $70,072.
27% of occupied units are renter-occupied.
These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.
Frequently asked
About tract 21037053302
Q1
What is the eviction-risk score for census tract 21037053302?
Census tract 21037053302 in the Latonia neighborhood scores 4.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 21037053302?
Median gross rent is $1,221/month (ACS 5-year 2023, table B25064). 22% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 21037053302?
14.9% of residents in tract 21037053302 live below the federal poverty line (ACS B17001, 2023). Population: 4,697.
Q4
How socially vulnerable is tract 21037053302?
CDC Social Vulnerability Index ranks this tract in the 26th percentile nationally. Sub-themes: socioeconomic 27th, household 18th, minority 15th, housing 53th.
Q5
Is tract 21037053302 considered part of Latonia?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 21037053302 fall within Latonia (neighborhood centroid within 1.5 miles, OSM data).
Q6
How does tract 21037053302 compare to Wilder overall?
Tract 21037053302 scores 4.2/10, higher than the parent city of Wilder at 3.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Wilder; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7
Was tract 21037053302 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.