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Neighborhood · Ranked #3,733 of 84,120 nationally

Olde North End Eviction Risk: Elevated , Cumberland

Tract 24001001000 · Allegany County, MD · pop 1,928 · neighborhood within 0.1 mi

How risky is the Olde North End area of Cumberland for landlords? Census tract 24001001000 scores 7.3/10, the Elevated tier. It lands near the 98th percentile nationally for landlord eviction risk.

Rent eats 30% or more of income for 54% of renter households, a severe level, and 16% are severely burdened at 50% or more. The typical renter pays about $497 a month while the average household earns $22,889 a year, roughly 26% of income at the averages. About 57% of occupied units are renter-occupied, a renter-majority tract.

Risk score
7.3
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 31% Stable renters 27% Owners 42%
Tract context
Occupied units1,023
Renter share57.5%
SVI overall0.90
Poverty rate38.0%
Median income$22,889

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Olde North End
Moderate
Within parent city
100 th percentile
Rank, 100th percentileLowHigh
#1 of 8 tracts In Cumberland
Very High
Within county
100 th percentile
Rank, 100th percentileLowHigh
#1 of 22 tracts In Allegany County
Very High
Within state
95 th percentile
Rank, 95th percentileLowHigh
#73 of 1,464 tracts In Maryland
Very High
Geographic context

Risk heat across Cumberland and the region

Centroid at 39.6574, -78.7675 · click any tract to drill in

Why Olde North End scores 7.3

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Cumberland
3.8
Regional political climate
2024 county presidential margin
3.1
State political climate
Maryland legislature & governorship
5.7
Economic stress
38.0% poverty · this tract
9.5
Supply constraint
$497 rent vs county FMR
1.0
Rent control risk
Inherited from Cumberland
7.1
Eviction process difficulty
State law sets the calendar
5.8
Tenant organizing strength
Inherited from Cumberland
8.4
Housing court bias
Inherited from Cumberland
7.8

How Olde North End compares

Risk score vs. parent city, county, state.
Olde North End risk score vs. parent city / county / stateThis tract: 7.37.3This tracttract 001000Cumberland: 5.85.8Cumberlandparent cityCounty: 5.55.5Countyavg tract in countyState: 3.63.6Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 90

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Olde North End

The score leans hardest on economic stress at 9.5/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Cumberland, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Allegany County average of 6.3 and above the Maryland statewide average of 6.6. Within its own county it reads on the riskier side for landlords.

The tract is predominantly White and ranks around the 90th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

In CDC survey modeling, about 18.1% of adults here said they could not pay rent or mortgage at some point in the past year, and 13.5% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 24001001000

Q1

What is the eviction-risk score for census tract 24001001000?

Census tract 24001001000 in the Olde North End neighborhood scores 7.3/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 24001001000?

Median gross rent is $497/month (ACS 5-year 2023, table B25064). 54% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 24001001000?

38.0% of residents in tract 24001001000 live below the federal poverty line (ACS B17001, 2023). Population: 1,928.
Q4

How socially vulnerable is tract 24001001000?

CDC Social Vulnerability Index ranks this tract in the 90th percentile nationally. Sub-themes: socioeconomic 82th, household 97th, minority 14th, housing 91th.
Q5

Is tract 24001001000 considered part of Olde North End?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 24001001000 fall within Olde North End (neighborhood centroid within 0.1 miles, OSM data).
Q6

What share of households in tract 24001001000 struggle to pay rent?

About 18.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 13.5% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 24001001000 compare to Cumberland overall?

Tract 24001001000 scores 7.3/10, higher than the parent city of Cumberland at 5.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Cumberland; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Cumberland

Top eight tracts in Cumberland ranked by composite eviction-risk score.

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