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Neighborhood · Ranked #45,786 of 84,120 nationally

Elmwood Eviction Risk: Moderate , Overlea

Tract 24005440400 · Baltimore County, MD · pop 6,062 · neighborhood within 0.2 mi

Census tract 24005440400 covers part of the Elmwood area of Overlea, MD, and scores 4.2/10 on landlord eviction risk. It is home to 6,062 residents. 17% of renter households cross the 30%-of-income line, well under the Baltimore County average of 46.8%.

Risk score
4.2
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 2% Stable renters 7% Owners 91%
Tract context
Occupied units2,269
Renter share8.9%
SVI overall0.58
Poverty rate5.2%
Median income$89,980

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Elmwood
Moderate
Within parent city
33 th percentile
Rank, 33rd percentileLowHigh
#3 of 4 tracts In Overlea
Low
Within county
14 th percentile
Rank, 14th percentileLowHigh
#189 of 219 tracts In Baltimore County
Very Low
Within state
29 th percentile
Rank, 29th percentileLowHigh
#1,043 of 1,464 tracts In Maryland
Low
Geographic context

Risk heat across Overlea and the region

Centroid at 39.3496, -76.5225 · click any tract to drill in

Why Elmwood scores 4.2

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Overlea
8.9
Regional political climate
2024 county presidential margin
6.4
State political climate
Maryland legislature & governorship
5.7
Economic stress
5.2% poverty · this tract
1.3
Supply constraint
$931 rent vs county FMR
1.0
Rent control risk
Inherited from Overlea
5.3
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
Inherited from Overlea
5.7
Housing court bias
Inherited from Overlea
4.9

How Elmwood compares

Risk score vs. parent city, county, state.
Elmwood risk score vs. parent city / county / state4.2This tracttract 4404004.6Overleaparent city5.7Countyavg tract in county5.5Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 58

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Elmwood

The score leans hardest on court filing pressure at 10/10. Average gross rent is $931, 37% below the Overlea average.

On the softer side, supply constraint reads 1/10. On the high side, local political climate reads 8.9/10.

Severe burden reaches 17%. Those are renters paying half their income or more, and that is where non-payment filings originate. It sits 1.5 points below the Baltimore County average of 5.7.

This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Baltimore. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #45,786 of 84,120 for landlord eviction difficulty.

At 9% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. On the CDC Social Vulnerability Index the tract reads 6.3/10, which tracks how hard a shock lands on the households already here.

Rent consumes only 12% of average household income of $89,980, an unusually wide affordability cushion. Statewide the MD average is 5.5, so this tract runs 1.3 points cooler.

Poverty sits at 5%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 24005440400

Q1

What is the eviction-risk score for census tract 24005440400?

Census tract 24005440400 in the Elmwood neighborhood scores 4.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 24005440400?

Median gross rent is $931/month (ACS 5-year 2023, table B25064). 17% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 24005440400?

5.2% of residents in tract 24005440400 live below the federal poverty line (ACS B17001, 2023). Population: 6,062.
Q4

How socially vulnerable is tract 24005440400?

CDC Social Vulnerability Index ranks this tract in the 58th percentile nationally. Sub-themes: socioeconomic 60th, household 66th, minority 60th, housing 38th.
Q5

Is tract 24005440400 considered part of Elmwood?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 24005440400 fall within Elmwood (neighborhood centroid within 0.2 miles, OSM data).
Q6

What share of households in tract 24005440400 struggle to pay rent?

About 14.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 9.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 24005440400 compare to Overlea overall?

Tract 24005440400 scores 4.2/10, lower than the parent city of Overlea at 4.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Overlea; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 24005440400 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Overlea

Top eight tracts in Overlea ranked by composite eviction-risk score.

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