High Ridge Eviction Risk: Moderate , North Laurel

32% of renter households cross the 30%-of-income line, markedly below the Howard County average of 45.4%. Well under the midpoint, economic stress reads 1/10.

16% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. On the high side, tenant-organizing strength reads 7.7/10.

Average gross rent is $1,820, 10% below the North Laurel average. That is riskier than roughly 73% of the 84,120 US census tracts in this model.

Only 20% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. On the CDC Social Vulnerability Index the tract reads 4.1/10, which tracks how hard a shock lands on the households already here.

Rent consumes only 18% of average household income of $123,309, an unusually wide affordability cushion. Of its three components the housing type and transport measure is the least pressured.

Poverty sits at 1%, low enough that arrears here usually signal a specific shock rather than a structural income gap. It tracks the Howard County average of 5.3 closely.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.