Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #2,214 of 84,120 nationally
Coldstream-Homestead-Montebello Eviction Risk: Elevated , Baltimore
Tract 24510090700 · Baltimore city, MD · pop 2,849 · neighborhood within 0.1 mi
Landlord eviction risk in census tract 24510090700 (the Coldstream-Homestead-Montebello neighborhood of Baltimore, Maryland) comes in at 7.7/10, the Elevated tier. That ranks it in the top 1% of US census tracts for landlord eviction risk, among the very hardest places in the country to operate.
Rent eats 30% or more of income for 81% of renter households, a severe level, and 29% are severely burdened at 50% or more. Average gross rent is $1,667 monthly, set against $37,500 in average yearly household income, roughly 53% of income at the averages. About 51% of occupied units are renter-occupied, a renter-majority tract.
Risk score
7.9
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 42%
Stable renters 9%
Owners 49%
Tract context
Occupied units922
Renter share51.0%
SVI overall0.84
Poverty rate33.0%
Median income$37,500
Percentile rank
Higher percentile = riskier than more peers.Within parent city
89
th percentile
High
Within county
93
th percentile
Very High
Within state
99
th percentile
Very High
Geographic context
Risk heat across Baltimore and the region
Centroid at 39.3209, -76.5956 · click any tract to drill in
Why Coldstream-Homestead-Montebello scores 7.9
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Baltimore
7.0
Regional political climate
2024 county presidential margin
8.8
State political climate
Maryland legislature & governorship
5.7
Economic stress
33.0% poverty · this tract
8.3
Supply constraint
$1,667 rent vs county FMR
3.5
Rent control risk
Inherited from Baltimore
5.5
Eviction process difficulty
State law sets the calendar
6.0
Tenant organizing strength
Inherited from Baltimore
6.5
Housing court bias
Inherited from Baltimore
6.0
How Coldstream-Homestead-Montebello compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 84
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 97%Socioeconomic
- 57%Household composition
- 99%Racial/ethnic minority
- 45%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 1%Grade A
- 60%Grade B
- 1%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Within Coldstream-Homestead-Montebello. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 41.9%Housing insecurity
- 32.6%Utility-shutoff threat
- 56.2%Food insecurity
- 62.7%SNAP enrollment
- 27.6%Transit barriers
- 17.1%No health insurance
- 23.6%Frequent mental distress
- 51.1%Any disability
Analysis
What drives eviction risk in Coldstream-Homestead-Montebello
What moves this score most is economic stress at 8.3/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Baltimore eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Baltimore City County average of 7.1 and above the Maryland statewide average of 6.6. Within its own county it reads on the riskier side for landlords.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
The tract is predominantly Black and ranks around the 84th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 24510090700
Q1
What is the eviction-risk score for census tract 24510090700?
Census tract 24510090700 in the Coldstream-Homestead-Montebello neighborhood scores 7.9/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 24510090700?
Median gross rent is $1,667/month (ACS 5-year 2023, table B25064). 81% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 24510090700?
33.0% of residents in tract 24510090700 live below the federal poverty line (ACS B17001, 2023). Population: 2,849.
Q4
How socially vulnerable is tract 24510090700?
CDC Social Vulnerability Index ranks this tract in the 84th percentile nationally. Sub-themes: socioeconomic 97th, household 57th, minority 99th, housing 45th.
Q5
Is tract 24510090700 considered part of Coldstream-Homestead-Montebello?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 24510090700 fall within Coldstream-Homestead-Montebello (neighborhood centroid within 0.1 miles, OSM data).
Q6
What share of households in tract 24510090700 struggle to pay rent?
About 41.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 32.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 24510090700 compare to Baltimore overall?
Tract 24510090700 scores 7.9/10, higher than the parent city of Baltimore at 6.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Baltimore eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 24510090700 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Baltimore
Top eight tracts in Baltimore ranked by composite eviction-risk score.
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