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Neighborhood · Ranked #15,522 of 84,120 nationally

Church Street-Cady Hill Historic District Eviction Risk: Moderate , North Adams

Tract 25003921300 · Berkshire County, MA · pop 4,985 · neighborhood within 1.0 mi

Census tract 25003921300 covers Church Street-Cady Hill Historic District in North Adams, home to 4,985 residents. For landlords it grades 6.6/10, an elevated reading. That is riskier than roughly 89% of the 84,120 US census tracts we score.

About 63% of renters carry a rent burden of 30% of income or higher, a severe level, and 25% are severely burdened at 50% or more. Average rent runs $786 a month against an average household income of $43,373 a year, roughly 22% of income at the averages. About 57% of occupied units are renter-occupied, a renter-majority tract.

Risk score
5.7
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 36% Stable renters 21% Owners 43%
Tract context
Occupied units1,921
Renter share57.0%
SVI overall0.62
Poverty rate19.3%
Median income$43,373

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Church Street-Cady Hill Historic District
Moderate
Within parent city
100 th percentile
Rank, 100th percentileLowHigh
#1 of 4 tracts In North Adams
Very High
Within county
95 th percentile
Rank, 95th percentileLowHigh
#3 of 40 tracts In Berkshire County
Very High
Within state
87 th percentile
Rank, 87th percentileLowHigh
#219 of 1,613 tracts In Massachusetts
High
Geographic context

Risk heat across North Adams and the region

Centroid at 42.6985, -73.0843 · click any tract to drill in

Why Church Street-Cady Hill Historic District scores 5.7

9 axes · 1 = landlord-friendly
Local political climate
Inherited from North Adams
7.6
Regional political climate
2024 county presidential margin
7.4
State political climate
Massachusetts legislature & governorship
6.2
Economic stress
19.3% poverty · this tract
4.8
Supply constraint
$786 rent vs county FMR
1.0
Rent control risk
Inherited from North Adams
8.4
Eviction process difficulty
State law sets the calendar
6.0
Tenant organizing strength
Inherited from North Adams
8.9
Housing court bias
Inherited from North Adams
8.0

How Church Street-Cady Hill Historic District compares

Risk score vs. parent city, county, state.
Church Street-Cady Hill Historic District risk score vs. parent city / county / stateThis tract: 5.75.7This tracttract 921300North Adams: 6.16.1North Adamsparent cityCounty: 3.83.8Countyavg tract in countyState: 3.53.5Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 62

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 415Total filings over 10 yrs
  • 3.75%Avg annual filing rate
  • 6.2%Peak (2014)
  • 27Filings in 2016 (latest validated)
Filings by year 2007 to 2016
Year-by-year eviction filings in tract 250039213002007: 26 filings (2.57/100 renter HHs)2008: 43 filings (4.24/100 renter HHs)2009: 37 filings (3.65/100 renter HHs)2010: 37 filings (3.32/100 renter HHs)2011: 35 filings (2.97/100 renter HHs)2012: 44 filings (3.74/100 renter HHs)2013: 39 filings (3.31/100 renter HHs)2014: 73 filings (6.20/100 renter HHs)2015: 54 filings (4.59/100 renter HHs)2016: 27 filings (2.95/100 renter HHs)
Filings stayed roughly flat over the past 10 months.
CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Church Street-Cady Hill Historic District

The score leans hardest on tenant organizing strength at 8.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from North Adams, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Berkshire County average of 5.8 and above the Massachusetts statewide average of 5.9. Within its own county it reads on the riskier side for landlords.

Princeton's Eviction Lab logged 415 eviction filings here over 10 tracked years, with about 3.8% of renter households facing a filing in a typical year. Filings peaked at 6.2% of renter households in 2014.

In CDC survey modeling, about 14.1% of adults here said they could not pay rent or mortgage at some point in the past year, and 9.9% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 25003921300

Q1

What is the eviction-risk score for census tract 25003921300?

Census tract 25003921300 in the Church Street-Cady Hill Historic District neighborhood scores 5.7/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 25003921300?

Median gross rent is $786/month (ACS 5-year 2023, table B25064). 63% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 25003921300?

19.3% of residents in tract 25003921300 live below the federal poverty line (ACS B17001, 2023). Population: 4,985.
Q4

How socially vulnerable is tract 25003921300?

CDC Social Vulnerability Index ranks this tract in the 62th percentile nationally. Sub-themes: socioeconomic 55th, household 18th, minority 28th, housing 95th.
Q5

Is tract 25003921300 considered part of Church Street-Cady Hill Historic District?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25003921300 fall within Church Street-Cady Hill Historic District (neighborhood centroid within 1.0 miles, OSM data).
Q6

How many evictions are filed each year in tract 25003921300?

Princeton Eviction Lab recorded 415 eviction filings across 10 validated years in tract 25003921300 (2000-2018). The average annual filing rate is 3.75% of renter households, peaking at 6.2% in 2014. Source: Eviction Lab tract-validated 2024 release.
Q7

What share of households in tract 25003921300 struggle to pay rent?

About 14.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 9.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 25003921300 compare to North Adams overall?

Tract 25003921300 scores 5.7/10, lower than the parent city of North Adams at 6.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from North Adams; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in North Adams

Top eight tracts in North Adams ranked by composite eviction-risk score.

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