Neighborhood · Ranked #28,080 of 84,120 nationally

Montclair Eviction Risk: Moderate , Quincy

Tract 25021417202 · Norfolk County, MA · pop 3,815 · neighborhood within 0.5 mi

The Montclair area of Quincy is where census tract 25021417202 sits, home to 3,815 residents. Its landlord eviction-risk score is 5.9/10. It lands near the 72nd percentile nationally for landlord eviction risk.

Rent eats 30% or more of income for 37% of renter households, a high level, and 35% are severely burdened at 50% or more. The typical renter pays about $1,953 a month while the average household earns $103,646 a year, roughly 23% of income at the averages. About 42% of occupied units are renter-occupied.

Risk score

5.7

Moderate

Confidence 100% · 1-10 scale

Household mix · 100 hh

Burdened renters 16% Stable renters 27% Owners 57%

Tract context

Occupied units1,541

Renter share42.2%

SVI overall0.59

Poverty rate15.5%

Median income$103,646

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Quincy and the region

Centroid at 42.2653, -71.0309 · click any tract to drill in

Why Montclair scores 5.7

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Quincy

8.3

Regional political climate

2024 county presidential margin

6.8

State political climate

Massachusetts legislature & governorship

6.2

Economic stress

15.5% poverty · this tract

3.9

Supply constraint

$1,953 rent vs county FMR

1.9

Rent control risk

Inherited from Quincy

6.0

Eviction process difficulty

State law sets the calendar

6.1

Tenant organizing strength

Inherited from Quincy

9.4

Housing court bias

Inherited from Quincy

5.8

How Montclair compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 59

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

59%Socioeconomic
27%Household composition
66%Racial/ethnic minority
67%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
100%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings · Princeton Eviction Lab

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.

Pandemic-era tracking (2020-2021)

0Total filings 2020-21
0.0Avg monthly (observed)
0.0Pre-pandemic baseline
0.00×Ratio to baseline

Monthly filings 2020-2021 2020-01-01 to 2023-11-01

Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Boston, MA as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within Montclair. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

10.6%Housing insecurity
6.5%Utility-shutoff threat
15.0%Food insecurity
15.3%SNAP enrollment
8.0%Transit barriers
5.0%No health insurance
15.0%Frequent mental distress
25.8%Any disability

Analysis

What drives eviction risk in Montclair

The score leans hardest on tenant organizing strength at 9.4/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Quincy eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Norfolk County average of 5.6 and in line with the Massachusetts statewide average of 5.9. Within its own county it reads on the riskier side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

In CDC survey modeling, about 10.6% of adults here said they could not pay rent or mortgage at some point in the past year, and 6.5% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 25021417202

What is the eviction-risk score for census tract 25021417202?

Census tract 25021417202 in the Montclair neighborhood scores 5.7/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 25021417202?

Median gross rent is $1,953/month (ACS 5-year 2023, table B25064). 37% of renter households are cost-burdened.

What is the poverty rate in tract 25021417202?

15.5% of residents in tract 25021417202 live below the federal poverty line (ACS B17001, 2023). Population: 3,815.

How socially vulnerable is tract 25021417202?

CDC Social Vulnerability Index ranks this tract in the 59th percentile nationally. Sub-themes: socioeconomic 59th, household 27th, minority 66th, housing 67th.

Is tract 25021417202 considered part of Montclair?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25021417202 fall within Montclair (neighborhood centroid within 0.5 miles, OSM data).

What share of households in tract 25021417202 struggle to pay rent?

About 10.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.5% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 25021417202 compare to Quincy overall?

Tract 25021417202 scores 5.7/10, right in line with the parent city of Quincy at 5.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Quincy eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 25021417202 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Quincy

Top eight tracts in Quincy ranked by composite eviction-risk score.