Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #53,267 of 84,120 nationally
Cottage Lane Eviction Risk: Lower
Tract 26139022105 · Ottawa County, MI · pop 5,501 · neighborhood within 0.5 mi
Census tract 26139022105 belongs to the Cottage Lane neighborhood of Ottawa, Michigan. It is home to 5,501 residents and scores 5.6/10, a moderate reading for landlords. It lands near the 61st percentile nationally for landlord eviction risk.
50% of renter households here spend at least 30% of income on rent, a severe level, and 34% are severely burdened at 50% or more. Average rent runs $928 a month against an average household income of $74,215 a year, roughly 15% of income at the averages. About 8% of occupied units are renter-occupied.
Risk score
3.3
Lower
Confidence 80% · 1–10 scale
Household mix · 100 hh
Burdened renters 4%
Stable renters 4%
Owners 92%
Tract context
Occupied units2,220
Renter share8.4%
SVI overall0.48
Poverty rate12.2%
Median income$74,215
Percentile rank
Higher percentile = riskier than more peers.Within county
83
th percentile
High
Within state
46
th percentile
Moderate
National
37
th percentile
Low
Geographic context
Risk heat across Ottawa County and the region
Centroid at 42.8132, -86.1541 · click any tract to drill in
Why Cottage Lane scores 3.3
9 axes · 1 = landlord-friendlyLocal political climate
State baseline
3.3
Regional political climate
2024 county presidential margin
3.9
State political climate
Michigan legislature & governorship
3.3
Economic stress
12.2% poverty · this tract
3.1
Supply constraint
$928 rent vs county FMR
1.8
Rent control risk
State baseline
3.3
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
State baseline
4.0
Housing court bias
State baseline
5.0
How Cottage Lane compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 48
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 31%Socioeconomic
- 61%Household composition
- 44%Racial/ethnic minority
- 62%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 87Total filings over 1 yrs
- 25.44%Avg annual filing rate
- 25.4%Peak (2018)
- 87Filings in 2018 (latest validated)
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 11.2%Housing insecurity
- 7.7%Utility-shutoff threat
- 14.5%Food insecurity
- 12.4%SNAP enrollment
- 7.6%Transit barriers
- 8.5%No health insurance
- 16.6%Frequent mental distress
- 30.5%Any disability
Analysis
What drives eviction risk in Cottage Lane
The score leans hardest on eviction process difficulty at $1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are set by Michigan eviction laws law, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Ottawa County average of 5.4 and in line with the Michigan statewide average of 5.7. Within its own county it reads on the riskier side for landlords.
The tract is predominantly White and ranks around the 48th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
Princeton's Eviction Lab logged 87 eviction filings here over 1 tracked years, with about 25.4% of renter households facing a filing in a typical year. Filings peaked at 25.4% of renter households in 2018.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 26139022105
Q1
What is the eviction-risk score for census tract 26139022105?
Census tract 26139022105 in the Cottage Lane neighborhood scores 3.3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 26139022105?
Median gross rent is $928/month (ACS 5-year 2023, table B25064). 50% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 26139022105?
12.2% of residents in tract 26139022105 live below the federal poverty line (ACS B17001, 2023). Population: 5,501.
Q4
How socially vulnerable is tract 26139022105?
CDC Social Vulnerability Index ranks this tract in the 48th percentile nationally. Sub-themes: socioeconomic 31th, household 61th, minority 44th, housing 62th.
Q5
Is tract 26139022105 considered part of Cottage Lane?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 26139022105 fall within Cottage Lane (neighborhood centroid within 0.5 miles, OSM data).
Q6
How many evictions are filed each year in tract 26139022105?
Princeton Eviction Lab recorded 87 eviction filings across 1 validated years in tract 26139022105 (2000-2018). The average annual filing rate is 25.44% of renter households, peaking at 25.4% in 2018. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 26139022105 struggle to pay rent?
About 11.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
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