Neighborhood · Ranked #39,308 of 84,120 nationally
Cottage Lane Eviction Risk: Moderate
Tract 26139022105 ·
Ottawa County, MI · pop 5,501 · neighborhood within 0.5 mi
Tract 26139022105 sits in the Cottage Lane area of Ottawa County, MI, carrying an eviction-risk score of 4.6/10. It is home to 5,501 residents. Severe burden reaches 34%. Those are renters paying half their income or more, and that is where non-payment filings originate.
Risk score
4.6
Moderate
Confidence 80% · 1–10 scale
Household mix · 100 hh
Burdened renters 4%Stable renters 4%Owners 92%
Tract context
Occupied units2,220
Renter share8.4%
SVI overall0.48
Poverty rate12.2%
Median income$74,215
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
50th percentile
#1 of 1 tracts In Cottage Lane
Moderate
Within county
79th percentile
#14 of 64 tracts In Ottawa County
High
Within state
67th percentile
#976 of 2,972 tracts In Michigan
Elevated
National
53th percentile
#39,308 of 84,120 tracts In U.S.
Moderate
Geographic context
Risk heat across Ottawa County and the region
Centroid at 42.8132, -86.1541 · click any tract to drill in
Why Cottage Lane scores 4.6
9 axes · 1 = landlord-friendly
Local political climate
State baseline
3.3
Regional political climate
2024 county presidential margin
3.9
State political climate
Michigan legislature & governorship
3.3
Economic stress
12.2% poverty · this tract
3.1
Supply constraint
$928 rent vs county FMR
1.8
Rent control risk
State baseline
3.3
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
State baseline
4.0
Housing court bias
State baseline
5.0
How Cottage Lane compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 48
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
31%Socioeconomic
61%Household composition
44%Racial/ethnic minority
62%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
87Total filings over 1 yrs
25.44%Avg annual filing rate
25.4%Peak (2018)
87Filings in 2018 (latest validated)
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
11.2%Housing insecurity
7.7%Utility-shutoff threat
14.5%Food insecurity
12.4%SNAP enrollment
7.6%Transit barriers
8.5%No health insurance
16.6%Frequent mental distress
30.5%Any disability
Analysis
What drives eviction risk in Cottage Lane
The dominant input is court filing pressure at 9.1/10. roughly one in two of renter households cross the 30%-of-income line, well above the Ottawa County average of 38.7%.
Well under the midpoint, supply constraint reads 1.8/10. Princeton's Eviction Lab logged 87 filings here across 1 tracked years.
Against the Ottawa County average of 3.8, this tract reads riskier for landlords by 0.8 points. Running cool, economic stress reads 3.1/10. The worst year on record was 2018, when 25.4% of renter households were served.
In a typical year about 25.4% of renter households face a filing. Nationally it ranks #39,308 of 84,120 for landlord eviction difficulty.
Only 8% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. Social vulnerability reads 5.3/10 on the CDC index, a measure of exposure to housing and economic shocks.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 26139022105
Q1
What is the eviction-risk score for census tract 26139022105?
Census tract 26139022105 in the Cottage Lane neighborhood scores 4.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 26139022105?
Median gross rent is $928/month (ACS 5-year 2023, table B25064). 50% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 26139022105?
12.2% of residents in tract 26139022105 live below the federal poverty line (ACS B17001, 2023). Population: 5,501.
Q4
How socially vulnerable is tract 26139022105?
CDC Social Vulnerability Index ranks this tract in the 48th percentile nationally. Sub-themes: socioeconomic 31th, household 61th, minority 44th, housing 62th.
Q5
Is tract 26139022105 considered part of Cottage Lane?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 26139022105 fall within Cottage Lane (neighborhood centroid within 0.5 miles, OSM data).
Q6
How many evictions are filed each year in tract 26139022105?
Princeton Eviction Lab recorded 87 eviction filings across 1 validated years in tract 26139022105 (2000-2018). The average annual filing rate is 25.44% of renter households, peaking at 25.4% in 2018. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 26139022105 struggle to pay rent?
About 11.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.7% also reported utility shutoff threats, a frequent precursor to eviction filings.