Hamilton Park Eviction Risk: Elevated , Jersey City

The score leans hardest on rent-regulation exposure at 8.5/10. At $2,599 a month, rents run 29% over what the rest of Jersey City commands.

70% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. On the high side, court filing pressure reads 8.3/10.

Running hot, local political climate reads 8/10. Severe burden reaches 12%. Those are renters paying half their income or more, and that is where non-payment filings originate.

The filing record is not thin: 100 evictions over 4 years of observation. SNAP participation runs 6.8% against 15.2% nationally. The voucher gap is 13.1%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

It sits 0.7 points below the Hudson County average of 7.7. The worst year on record was 2014, when 6.4% of renter households were served.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 3.9% of renter households face a filing. That is riskier than roughly 85% of the 84,120 US census tracts in this model.

Social vulnerability reads 5.4/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the NJ average is 6.0, so this tract runs 1.0 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.