Richmond Terrace Houses Eviction Risk: Elevated , Bayonne

The score leans hardest on tenant organizing strength at 9.7/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Bayonne eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Hudson County average of 7.0 and in line with the New Jersey statewide average of 6.6. Within its own county it reads on the safer side for landlords.

In CDC survey modeling, about 11.9% of adults here said they could not pay rent or mortgage at some point in the past year, and 6.5% faced a utility shutoff threat, a common early warning before a filing.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 8% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.