Hoffman Grove Eviction Risk: Lower , Packanack Lake

The heaviest input here is eviction process difficulty at 6.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Packanack Lake, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Passaic County average of 6.9 and below the New Jersey statewide average of 6.6. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 22nd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

In CDC survey modeling, about 8.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 4.2% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.